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43% of the US fall victim to Cyber Breaches, HELP THEM NOW!

Author PhillipFloresCM , 8/19/2015

Cyber Security has been a hot topic through the 2015 year and shows no sign of fading anytime soon.

According to the 2015 Identity Theft Resource Center report, there have been 472 data breaches exposing 139,278,685 people to cyber security issues. That equates to 43% of the United States population.

What are you doing to help educate your clients and prospects?

Introducing Microsoft Cyber Security Awareness Newsletter powered by CompleteMarkets

This is an online newsletter we want you, your agents and your agency to have and use for FREE!

Microsoft is a leader in the tech security industry and they are passionate about informing individuals and business owners on how to protect themselves.  This monthly newsletter will help your agency and your clients with cyber security. Please feel free to circulate it with your IT, Marketing folks and your clients.

From us to you this is a $335 value.


But from you to your community, it’s a priceless value because you are potentially saving their financial future—not to mention days, weeks, months, even YEARS of recovery time…

If you would like more information, feel free to give me a call at (909) 547-6212 ext: 5920 or email me at pflores@imms.com.

Phillip Flores, Manager & Sr. Marketing Specialist - CompleteMarkets 


How Warren makes big bucks on specialty markets!

Author AdrianHolloway , 3/4/2015

How to make  more money - with easy and quick access to competitive markets and with the right time-saving and money making tools.


"I have been using CompleteMarkets for 4-5 years. Their introduction to specialty markets has allowed me to book over $200,000 in premium that I would have not placed. Thank you CM." - Warren  Blesh, Jan 6, 2015. Member Since: June 2011

Will Buying Commercial Insurance Direct Impact Independent Insurance Agencies?

Author PhillipFloresCM , 12/10/2014

I recently received a piece of direct mail from my personal insurance provider, which is a major carrier, trying to solicit my business insurance. After some digging I found that most carriers are now targeting consumers to buy commercial insurance direct and online—eliminating the independent insurance agents all together. Some of the big carriers offer quotes on their website while others refer you to one of their agents or a call center.

I got curious, how many business owners would actually consider purchasing their commercial insurance coverage direct and why?

After some research I found a study done by Deloitte in July 2013.

Of 751 respondents:
  • 51% said they are very likely or somewhat likely going to purchase business insurance online directly from the insurer.
  • 49% of respondents said they were not likely going to buy online or direct from the carrier.
  • Of the 51% that would purchase direct and online, ¼ of the individuals would expect a discount of 10% or less and 1/3 of the individuals would expect a discount between 11% and 15%.
  • The most popular line of service to be purchased online, of the respondents, is 67% general liability.

With the sudden interest in purchasing commercial insurance direct and online what are your thoughts for the industry? Will it affect independent insurance agents? Will consumers purchase online?

Below is the letter I received in the mail.


Consumer Leads (organized by State)

Author AdrianHolloway , 4/17/2014
Attention Producers! Consumer Leads for you!

We have just launched 50 new Groups, one for each state. Each group will have new, unmatched leads assigned to it.

You can follow through on the leads and close the business. Feel free to give us feedback anytime. :-)

Good luck!

CompleteMarkets Announces its Greatest Product Ever.... "Agent Newsletters"

Author JasonJohnson , 10/3/2013
CompleteMarkets is pleased to now offer its members the opportunity to purchase monthly insurance newsletters that they may customize and send out to clients or prospects using their website or social media platform.   

Insurance and the Historical Nature of Risk.

Author JasonJohnson , 9/30/2013
Managing risk has been in existence since the 2nd Millennium BC.  The  early Chinese and Babylonians both recognized the need to mitigate exposure on their trade routes.  During that time a supplier would place a small fee on the cost of the goods to ensure that in the event of a loss the vendor would not have to pay for the lost goods.