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Posts tagged with california - california

DEPEND ON MJ HALL FOR CONTRACTORS INSURANCE

Author EdwardMurayama , 5/16/2012

For over thirty years M.J. Hall & Company, Inc. has earned a name for dependable surplus lines insurance, as well as one of California's most experienced general agents. The M.J. Hall team of insurance professionals sets the standards for customer service, product knowledge and reliability. Together with M.J. Hall's subsidiaries, a California domiciled insurance company and a fully licensed insurance adjusting firm, you can depend on us for the highest quality service, professionalism and a long successful track record of dependable experience.

Analysis: CA Work Comp Insurance 2012 Mid-year rate proposal equals an average pure premium rate increase of 47.33%

Author EdwardMurayama , 4/19/2012

Analysis: CA Work Comp Insurance 2012 Mid-year rate proposal equals an average pure premium rate increase of 47.33%

On April 12, 2012, the Workers’ Compensation Insurance Rating Bureau of California (WCIRB) proposed new pure premium rates for businesses that renew their workers’ compensation insurance starting July 1, 2012.

Keep in mind that pure premium rates are not necessarily what a carrier will charge a policyholder on July 1st. A pure premium rate is simply the amount the WCIRB expects carriers’ to pay for claims, losses and loss adjustment expense based on the kind of work a person does. The proposed pure premium rates do not contemplate the other things insurance companies need to pay, like salaries to underwriters, commissions to brokers or dividends to shareholders.