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Riots, and Pirates, and Mayors, Oh My.

Author JasonJohnson , 8/21/2013
Riots in Egypt, Pirates in Somalia, and city officials in San Diego all with unusual risks that need underwriting.  Although this is less than 1% of the industry that needs to be shopping for insurance, it does raise the question, “Where do you go to find your clients hard to find coverages?”

A recent headline from www.businessinsurance.com titled “Egypt: Authorities in talks over expanding insurance cover against riots” discusses the role of insurance carriers insuring in an area struck by recent political instability and riots.  The article points out that only 3% of those affected are covered for this type of loss.  Maritime organizations have also felt the pressure of piracy on the high seas.  Most carry tradition cargo insurance but now what about hostage insurance?  And finally, the beleaguered mayor from San Diego. Bob Filner.  For the 18th time an accuser has spoken out against the mayor’s alleged harassment while still in office.  Many companies have a policy for sexual harassment but how many carry insurance for it?

As the agent, you have to be prepared for any type of risk that your clients may need.  From your day to day policy to the unique.  CompleteMarkets has for years been known as the leading source for niche insurance carriers.  Today, CompleteMarkets is so much more than that.  It is still the leading internet site for niche insurance, but now you can also search our extensive library of premium content, connect with peers, and market your agency’s specialized business lines.

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