Midlands Management Corp
Contact Us
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Midlands Management Corp
Contact Us
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Liquor Liability Insurance
An establishment that sells, serves or assists in the purchase of liquor opens its doors for a liability claim as a consequence of someone getting drunk to the extent that injuries or property damage are the result. When someone is injured or property is damaged, almost all states allow claims against the alcohol server. Further, General Liability policies typically do not cover Liquor Liability Insurance claims.

To ensure that things go right, when things go wrong, offer Midlands Liquor Liability Insurance.

Program Highlights: • Policy limits up to $1,000,000 per occurrence/$2,000,000 aggregate
• Assault and battery coverage up to $1,000,000
• Defense costs covered in addition to policy limit
• Additional insured coverage available
• No deductible
• Special event coverage available: can include both liquor liability and general liability
• Premium based on type of risk and annual liquor receipts
• Discounts available for each type of risk
• Fast quote and policy turnaround
• Convenient claims reporting and expedient resolution

Preferred Classes: • Banquet Halls
• Bars
• Taverns
• Pubs
• Cocktail Lounges
• Nightclubs
• Discotheques
• Dance Bars
• Adult Entertainment Clubs
• Restaurants
• Grocery Stores
• Convenience Stores
• Liquor Stores
• Other Off-Premises Sales
• Fraternal Organizations
• Social Clubs
• Civic Organizations
• Private Clubs
• Entertainment Venues
• Comedy Clubs
• Dinner Theatre
• Billiards
• Pool Halls
• Bowling Alleys
• Alcoholic Beverage Distributors

It is essential that if an establishment serves alcohol, that the business owner is protected from substantial financial losses with Midlands Liquor Liability Insurance.

Aside from the fact that most states have laws that hold the business establishment liable when an intoxicated patron causes harm, meritless lawsuits happen all the time.

Liquor Liability Insurance is vital.

Email us for a quote today: mwilson@midman.com

And of course we offer commercial packages that include Liquor Liability Insurance, General Liability, Special Events and many more.

U.S. States Available

  • U.S. States Available:
    Alabama, Arkansas, Arizona, California, Colorado, Connecticut, Delaware, Florida, Georgia, Iowa, Idaho, Illinois, Indiana, Kansas, Kentucky, Louisiana, Massachusetts, Maryland, Maine, Michigan, Minnesota, Missouri, Mississippi, Montana, North Carolina, North Dakota, Nebraska, New Hampshire, New Jersey, New Mexico, Nevada, New York, Ohio, Oklahoma, Oregon, Pennsylvania, Rhode Island, South Carolina, South Dakota, Tennessee, Texas, Utah, Virginia, Vermont, Washington, Wisconsin, West Virginia, Wyoming, Washington, D.C.
  • Provider Type:
    Managing General Agency and Carrier
  • Admitted:
    All Available Markets
  • Carriers:
    Multiple
  • Carrier Ratings:
    A or better
  • Commission:
    Varies
  • Min Premium:
    Varies

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Midlands Management Corp has other insurance programs like Artisan Contractors.