All Risks, Ltd.
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All Risks, Ltd.
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All Risks, Ltd. Introduces New Accident & Health Division

Monday, February 22, 2016

RICHMOND, VA (February 16, 2016) –All Risks, Ltd., the nation’s largest independent wholesaler, has assembled a new Accident & Health division, launching March 1, 2016.  Over the next several months, this team will introduce a variety of A&H products focused on alternative funding strategies, GAP products and Occupational Accident.  Products will be available to virtually all industries, with innovative products to sectors such as, but not limited to, hospitality, restaurants, transportation, contracting and home healthcare.  All Risks will be able to assist retail property/casualty agencies and brokers who cross-sell with A&H products, as well as with agencies that solely focus on A&H or Health markets. 

Excited to enter the market, this team has already launched its first Occupational Accident product earlier this year.  With direct access to an admitted A.M. Best A XII rated market, this national product includes accidental death, accidental dismemberment and survivors, accidental medical expense, continuous/temporary total disability and non-occupational accident benefits, among others.

The division will be led by Mike Tate, Vice President of Specialty Accident & Health, who has more than a decade of experience in the Accident and Health market.  He has worked as a retail broker, wholesale broker and has developed A&H products, programs and strategies for multiple markets and clients, both domestic and international.  Mike has held previous positions with retail and wholesale brokerage companies from Director to Executive levels.

“We’re excited to expand All Risks’ offerings to include this new product set.  With the rapidly changing employee benefits landscape, All Risks is positioning itself to better meet the evolving needs of our clients.  With Mike’s extensive background in this space, positioned with All Risks’ national sales force and already extensive product offering, we are better able to be that one-stop source for your E&S placement needs,” explained Jim Mitchell, Vice President of Workers’ Compensation and Accident & Health.

Mike Tate can be reached at or 248-228-5458.

All Risks, Ltd., based in Hunt Valley, Maryland, is the largest national independent wholesale brokerage firm offering comprehensive insurance solutions with a full service platform of brokerage, contract binding, exclusive national programs and specialty personal lines products for retail insurance agents and brokers nationwide.  The 51-year-old firm employs 800 staff members in offices located in Maryland, Arizona, California, Colorado, DC, Florida, Georgia, Illinois, Indiana, Louisiana, Minnesota, New Jersey, New York, North Carolina, Pennsylvania, Texas, Virginia and Washington.  To learn more, please visit

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