All Risks, Ltd.
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All Risks, Ltd.
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All Risks, Ltd. Launches New Specialty Property Earthquake Program

Thursday, April 13, 2017

HUNT VALLEY, MD (April 13, 2017) – All Risks, Ltd., the nation’s largest independent wholesale insurance brokerage firm, has introduced a new Specialty Property Earthquake Program with an exclusive A.M. Best “A” rated carrier.  All Risks’ in-house binding authority for the product’s primary limits and full value business is $16,000,000.  The maximum insurable value is $100,000,000.

The Specialty Property Earthquake Program provides Difference in Conditions insurance, including Earthquake, Earthquake Sprinkler Leakage and Flood to commercial entities.  Eligible classes include, but are not limited to: apartments, homeowners associations, hotels, motels, retail shops, office buildings, light manufacturing facilities and restaurants.  The program is available in Alaska, Arizona, California, Hawaii, Nevada, Oregon, Utah and Washington, as well as the New Madrid Area states of Arkansas, Illinois, Indiana, Kentucky, Mississippi, Missouri, Ohio and Tennessee.

“We’re excited to provide commercial properties with a comprehensive earthquake insurance program, offering full value and primary layer capacity.  Owner out-of-pocket expenses will be reduced with deductibles as low as 5% in CRESTA Zones A and B, and 2% in all other CRESTA Zones and states,” declared Jeff Hoffman, All Risks Director of the Specialty Property Earthquake Program.

The product’s minimum age requirements for construction types vary by state.  Earlier construction may be accepted with evidence of sufficient earthquake retrofit construction or adequate bolting to the foundation.

  • Tilt-up construction – 1975 and newer
  • Wood frame construction – 1940 or newer in California, 1950 or newer in all other states
  • All other types of construction – 1950 or newer in California, 1960 or newer in all other states

Please contact Jeff Hoffman, Director of Earthquake Program, for more information at 619-241-3066, or  Additionally, new submissions can be accepted up to ninety (90) days prior to the proposed effective date and may be sent to the Specialty Property submission inbox at

All Risks, Ltd., based in Hunt Valley, Maryland, is the largest national independent wholesale brokerage firm offering comprehensive insurance solutions with a full-service platform of brokerage, contract binding, exclusive national programs and specialty personal lines products for retail insurance agents and brokers nationwide.  The 52-year-old firm employs 850 staff members in offices located in Maryland, Arizona, California, Colorado, DC, Florida, Georgia, Illinois, Indiana, Louisiana, Minnesota, Nebraska, New Jersey, New York, North Carolina, Pennsylvania, Texas, Virginia, and Washington.  To learn more, please visit

Please visit our CompleteMarkets storefront: National Specialty Programs of All Risks, Ltd.