All Risks, Ltd.
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All Risks, Ltd.'s Accident & Health Division Adds New Classes for Occupational Accident Product

Wednesday, June 22, 2016

RICHMOND, VA (June 14, 2016) –All Risks, Ltd., the nation’s largest independent wholesaler, has added a variety of new classes for its occupational accident product, which is part of the Accident & Health division.  Classes that All Risks can offer occupational accident coverage now includes behavioral healthcare, consulting, courier/delivery, home care services, office related services, landscaping, oil/gas, professional services, technology, trucking, among many others. 

This occupational accident product is available nationwide through an A.M. Best A XII rated carrier on Admitted and Non-Admitted paper, depending on the class of business/situs state. Coverage includes accidental death, accidental dismemberment and survivors, accidental medical expense, continuous/temporary total disability and non-occupational accident benefits, paralysis benefit, and contingent liability. 

To receive a quote, retail insurance agents will need to submit a supplemental application, five years currently valued loss runs, an independent contractor – owner operator census, a complete description of the insured’s operations, target pricing, and a copy of the sub-contractor agreement.  They can submit all of this information to

“Retail insurance agents will benefit from choosing All Risks for their Occupational Accident risks because we offer competitive commissions, as well as a limited distribution carrier.  In addition, Workers’ Compensation may be available, depending on the risk characteristics and location,” stated Jim Mitchell, Vice President of Workers’ Compensation and Accident & Health.

For more information about the Occupational Accident coverage, please contact Mike Tate, Vice President of Specialty Accident & Health, at or 248-228-5458 or Joe Feitz, Brokerage Underwriter, at or 800-418-9763, extension 3913.  Please note that occupational accident insurance is not workers’ compensation coverage and is not a substitute for workers’ compensation coverage.

All Risks, Ltd., based in Hunt Valley, Maryland, is the largest national independent wholesale brokerage firm offering comprehensive insurance solutions with a full service platform of brokerage, contract binding, exclusive national programs and specialty personal lines products for retail insurance agents and brokers nationwide.  The 52-year-old firm employs 800 staff members in offices located in Maryland, Arizona, California, Colorado, DC, Florida, Georgia, Illinois, Indiana, Louisiana, Minnesota, New Jersey, New York, North Carolina, Pennsylvania, Texas, Virginia and Washington.  To learn more, please visit  

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