Insurance Programs of America

The Demand for Hospitality Coverage

Author sburkey , 7/2/2015

As the economy improves, the hospitality industry expands. In fact, the hospitality sector has risen 14% since last year, according to Indeed’s national employment data. More jobs means more people able to afford vacations and more employees traveling for business purposes. The demand for hotels and resorts increases as everyone wants to find the perfect place to spend their time while away from home. But this increase in business also means an increase in risk for hotel owners.

Your clients are required to have insurance to protect them from the many risks they may encounter through owning and operating a hotel. Having the right insurance coverage allows your clients to focus solely on their business and on providing great customer service.

We offer in-house underwriting and claims management to ensure your clients experience little or no disruption to their business should an accident, injury, or other disaster happen. Our dedicated staff is always here to help and answer any questions.

Please visit our Exclusive Hotel Insurance Program storefront on CompleteMarkets for more information, or call us directly at 407-260-8200. We look forward to serving you!

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Fast Food Restaurant Protection

Author sburkey , 6/25/2015

Over the last few years, eating healthy has become an important issue. Fast food restaurants have jumped on this trend and now provide healthier menu options for both adults and kids. Unfortunately, a healthier menu doesn't mean a healthier risk profile.

Restaurants that improve their menus by offering a greater variety of salads and low-fat options may be more vulnerable to food poisoning lawsuits. This is because leafy greens and poultry are the biggest and most dangerous source of food-borne illness, respectively, according to the CDC. This is scary news for an industry already at considerable risk from fire, employee lawsuits, and other threats.

The good news is that Insurance Programs of America understands the unique risks restaurant owners face while running their business. Our fast food restaurant insurance program is personalized to fit your clients’ needs, and our program is available nationally through a top-rated insurance carrier, Lloyd’s of London.

Please visit our Fast Food Restaurant Insurance storefront on CompleteMarkets for more information, or call us directly at 407-260-8200. We look forward to serving you and protecting your clients.

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Assisted Living Coverage

Author sburkey , 6/16/2015

All around the country, skilled assisted living communities are administrating exceptional care to thousands of seniors and individuals with disabilities. These businesses are dedicated to providing quality care and services to baby-boomers and the disabled. Most facilities offer 24-hour supervision, daily assistance, and health-related services while allowing residents to enjoy privacy, independence, dignity, and safety. Just like any other business, assisted living facilities encounter a variety of risks, and your clients need to be protected with a comprehensive insurance policy.

IPOA's SeniorLivingPro is an exclusive program designed to protect your clients in the expanding industry of senior care. Our program is available nationwide and is written through Lloyd’s of London. We offer liability, property, equipment breakdown, and umbrella coverage.

Please visit our SeniorPro Insurance Program on CompleteMarkets for more information, or call us directly at 407-260-8200. We look forward to serving you and protecting your clients.

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Admitted and Non-Admitted Hotel Protection

Author sburkey , 6/10/2015

Hotels and motels have evolved over time from small, one-room dwellings that provided meager accommodations to local travelers, to large, architecturally impressive establishments offering a wide range of amenities to vacationers from around the world. This evolution has resulted in an increase in business and profit, but it has also increased risk for hoteliers.

Insurance Programs of America understands the varied risks faced by the hospitality industry and offers comprehensive protection with our exceptional hotel program. We provide national insurance for all hotels, including golf course properties and resorts and spas. Our program is written through Lloyd's of London and provides property, liability, and umbrella coverage's.

You can visit our HotelPro Insurance Program on CompleteMarkets for more information, or you can call us directly at 407-260-8200. Our dedicated staff is always ready to help. We look forward to serving you and protecting your clients.

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Fine Dining – Fine Coverage

Author sburkey , 5/29/2015

Owning a high end restaurant comes with unique challenges and exposures, which is why it is extremely important to have comprehensive insurance. At IPOA, we understand the challenges faced by the restaurant industry, and we tailor our insurance packages to provide superior coverage for some of the finest restaurants in the country.

In addition to providing comprehensive coverage for foodborne illness, equipment breakdown, business interruption, reputation damage, and other threats, we offer coverage enhancements designed specifically for fine dining establishments, such as liquor liability and valet liability.

Our program is available nationally through a top-rated insurance carrier and our staff is prepared to design the ideal coverage for your client.

Please visit our Fine Dining Restaurant Insurance storefront on CompleteMarkets for more information, or call us directly at 407-260-8200. We look forward to serving you!

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Now Covering Long-Term Care

Author sburkey , 5/22/2015

Today, assisted living is the fastest growing long-term care option for seniors. Senior living facilities provide daily support for older adults who are no longer able to carry out some daily activities.

Also known as assisted living facilities, these establishments provide help for personal care, meals, medication management, bathing, dressing, and transportation, while still allowing residents to have some level of independence. Senior living comes in many forms and settings, with a variety of services, amenities, and costs. Families need to know their loved one is cared for and in good hands.

Allow us to provide your client with an exclusive protection plan that will cover them and their customers against a broad range of exposures. Our Senior Living program covers senior living establishments through Lloyd’s of London. We offer coverage for property, liability, equipment breakdown, and umbrella.

For more information, please visit our Senior Living Insurance Program storefront on CompleteMarkets. Or, call us as 407-260-8200. We look forward to hearing from you!

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Happily Covering Hospitality

Author sburkey , 5/14/2015

The hospitality industry is largely focused on guest satisfaction, and the industry relies heavily on customer satisfaction to encourage word of mouth and ensure repeat business. However, in order to keep guests happy, owners need to devote sufficient time and resources to running and maintaining their business. To do that, hotel owners need to know they're covered against unforeseen risks so they can concentrate on day-to-day operations.

IPOA specializes in providing comprehensive insurance coverage to your hotel clients, and our devoted staff will design a program that fits your clients' specific needs. Our hotel program is written through a top-rated A+ carrier.

Please visit our Exclusive Hotel Insurance Program storefront on CompleteMarkets for more information, or call us directly at 407-260-8200. We look forward to serving you and protecting your clients.

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Our Exclusive Programs!

Author sburkey , 5/4/2015

IPOA has built an impeccable reputation due to our success in producing significant business in complex industries. With summer quickly approaching, the IPOA team wants to remind you of the exclusive programs we offer. Our top notch programs are:

Senior LivingPro: We bring insurance to your senior living establishment clients through Lloyd’s of London. We offer coverage for property, liability, equipment breakdown and umbrella.

RestaurantPro: This program was designed specifically for restaurant owners. We cater to fine-dining establishments, fast-food chains, family-style eateries and local diners.

HotelPro: An Admitted and Non-Admitted solution for your clients in the hospitality industry. We provide unique solutions to large hotels, resorts and spas, and golf course properties nationwide.

Please visit our CompleteMarkets storefronts for more information, or call us directly at 407-260-8200. We look forward to serving you and protecting your clients.

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Offering Quality Restaurant Coverage

Author sburkey , 4/23/2015

Quality restaurant coverage can potentially save your client money by protecting against the various risks the restaurant industry faces.

Just in the last few years, the number of new restaurant businesses has increased dramatically. The NRA states that the industry makes $1.9 billion on a typical day, which amounts to $693.5 billion in one year. And, as the industry continues to grow, the risks become increasingly significant.

Some exposures can cripple a restaurant, resulting in business disruption, lawsuits, or other issues. Your clients need to know they are protected against the numerous threats facing the food industry. Insurance Programs of America specializes in providing property and liability coverage for restaurants.

Please visit our Restaurant Insurance storefront on CompleteMarkets for more information, or call us directly at 407-260-8200. We look forward to serving you and protecting your clients.

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Exclusive Senior Living Program

Author sburkey , 4/13/2015

Senior living facilities are valued by our society because they allow the elderly some independence, while also providing on-site medical care. Retired citizens can live comfortably and safely inside these facilities, and family members are reassured, knowing their loved ones are being taken care of by trained staff.

However, even in a professionally-run environment, accidents and hazards can happen in the blink of an eye. Not having the proper insurance coverage can harm both your clients and their senior living facilities.

IPOA understands the importance of protection and has developed a program that can shield your clients and their businesses. We offer several markets for independent senior living facilities written through Lloyd’s.

Our exclusive Senior Living Program features:

• Commercial Property - $10,000 minimum premium

• Commercial Liability - $5,000 minimum premium

• Equipment breakdown

• Sexual abuse

• Adult & battery

• In-house underwriting activity

• Limited flood

• Limited earthquake

• Umbrella – limit up to $25 million

• $40 million capacity per location

Please visit our Senior Living Insurance Program storefront on CompleteMarkets for more information, or call us directly at 407-260-8200. We look forward to serving you and protecting your clients.

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	Insurance Programs of America Insurance Programs of America (IPOA) is a leading developer of innovative programs, offering our insurance agency partners specialized coverage for niche property classes in emerging markets and growth industries.