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Posts tagged with individuals - individuals

43% of the US fall victim to Cyber Breaches, HELP THEM NOW!

Author PhillipFloresCM , 8/19/2015

Cyber Security has been a hot topic through the 2015 year and shows no sign of fading anytime soon.

According to the 2015 Identity Theft Resource Center report, there have been 472 data breaches exposing 139,278,685 people to cyber security issues. That equates to 43% of the United States population.

What are you doing to help educate your clients and prospects?

Introducing Microsoft Cyber Security Awareness Newsletter powered by CompleteMarkets

This is an online newsletter we want you, your agents and your agency to have and use for FREE!

Microsoft is a leader in the tech security industry and they are passionate about informing individuals and business owners on how to protect themselves.  This monthly newsletter will help your agency and your clients with cyber security. Please feel free to circulate it with your IT, Marketing folks and your clients.

From us to you this is a $335 value.


But from you to your community, it’s a priceless value because you are potentially saving their financial future—not to mention days, weeks, months, even YEARS of recovery time…

If you would like more information, feel free to give me a call at (909) 547-6212 ext: 5920 or email me at pflores@imms.com.

Phillip Flores, Manager & Sr. Marketing Specialist - CompleteMarkets 


Will Buying Commercial Insurance Direct Impact Independent Insurance Agencies?

Author PhillipFloresCM , 12/10/2014

I recently received a piece of direct mail from my personal insurance provider, which is a major carrier, trying to solicit my business insurance. After some digging I found that most carriers are now targeting consumers to buy commercial insurance direct and online—eliminating the independent insurance agents all together. Some of the big carriers offer quotes on their website while others refer you to one of their agents or a call center.

I got curious, how many business owners would actually consider purchasing their commercial insurance coverage direct and why?

After some research I found a study done by Deloitte in July 2013.

Of 751 respondents:
  • 51% said they are very likely or somewhat likely going to purchase business insurance online directly from the insurer.
  • 49% of respondents said they were not likely going to buy online or direct from the carrier.
  • Of the 51% that would purchase direct and online, ¼ of the individuals would expect a discount of 10% or less and 1/3 of the individuals would expect a discount between 11% and 15%.
  • The most popular line of service to be purchased online, of the respondents, is 67% general liability.

With the sudden interest in purchasing commercial insurance direct and online what are your thoughts for the industry? Will it affect independent insurance agents? Will consumers purchase online?

Below is the letter I received in the mail.


Insurance for Social Services Agencies

Author EdwardMurayama , 8/23/2012

Comprehensive insurance and risk management programs for social service providers through Irwin Siegel Agency, Inc. offer extremely competitive insurance programs at incredible rates. Value added services are included at no additional cost to assist in reducing expenses, enhancing training capabilities, promoting safety and preventing future loss. This all-inclusive program and superior protection allow clients more time to focus on the individuals they serve with the level of comfort and stability they deserve.

NetGuard™ Plus

Author EdwardMurayama , 7/9/2012

NetGuard™ Plus from NAS Insurance Services provides protection for the broad range of network, privacy, and multimedia related exposures. Electronic records, HIPAA and Privacy Protection Laws have made these activities a fundamental aspect of any business holding individuals' personal information. Losses are increasing as a result of public awareness of identity theft and hacking, and the initiation of class action lawsuits.

Irwin Siegel Agency Partners with Talintel, Inc. to Offer DSP Pre-Employment Tool

Author EdwardMurayama , 7/6/2012

Irwin Siegel Agency, Inc. announces partnership with talintel, inc. to reduce incidents of theft, abuse & neglect and improve turnover for I/DD Providers

Irwin Siegel Agency, Inc. (ISA) announces a revolutionary and highly innovative productivity initiative for I/DD Providers to improve quality of care and reduce costs. For ISA, a national insurance and risk management provider, helping insureds and prospects reduce incidents of theft, abuse & neglect and employee turnover is good business. For providers it is critical to growth and satisfaction of the individuals they support.

Aviation Insurance

Author EdwardMurayama , 7/2/2012

Aviation insurance is a highly specialized field. Arlington/Roe has very qualified individuals with over 85 years of aviation insurance and risk management experience. They stand ready to assist you with placing aviation coverage on a wide variety of general aviation insurance risks ...

NAS Insurance Introduces New Special Events Insurance With Both Contingency and Liability Coverages

Author EdwardMurayama , 5/14/2012

Now offering event organizers a single-source solution, NAS Insurance Services introduces Special Events Contingency and Liability programs through its new Entertainment and Sports facility. Headed by industry veteran Jerid Schmickle, the programs are available to Entertainment, Hospitality, Media and Sports organizations or individuals for concerts, festivals, sporting events and special events. “We understand that events often have unique and unusual risks,” remarks Schmickle, “and our new programs give event organizers a customized combined solution from one provider.”