keyboard_backspaceBack to main blog page

PMC Insurance Group

Read articles, watch webinars, training material for practically any topic in the insurance industry.

Search Results

Posts tagged with work - work

You Have Workers’ Comp Questions We Have Answers

Author DMalloy , 11/20/2017
For 20 years, PMC has not only designed creative solutions for all size accounts but repeatedly out-executed the competition. Our unique network allows us to write Aviation to USL&H risks and find solutions for those last minute opportunities! Our broad range of class codes and strong carrier relationships helps you to increase new business and retain your existing accounts. 

New WCRI Study: Lump Sums Assist Rather than Discourage Return to Work

Author DavidMalloy , 7/16/2012

Cambridge, MA -(PRWeb)- An ongoing question for many policymakers is whether lump-sum settlements in workers’ compensation cases help or hurt return to work for injured workers. Although some believe that settlements discourage return to work, the Workers Compensation Research Institute’s (WCRI) new study, Return to Work after a Lump-Sum Settlement, shows the opposite.

“This is an important study because we need to find out whether settlements discourage return to work for injured workers who want to return to work or assist them in closing this chapter of their life and moving on with their career,” says Bogdan Savych, author and public policy analyst at WCRI. “My hope is this research will help policymakers and other stakeholders understand how workers respond to receiving a lump-sum settlement.”

The study follows the experience of 2,138 workers who were injured in Michigan in 2004 and later received a lump-sum settlement. WCRI followed the employment experience of these workers up through 2008. Although the study focuses on injured workers in Michigan, policymakers from across the country can learn from these findings and better understand a worker’s decision to return to work after a lump-sum settlement.

Among the study’s many findings are:
  • Three quarters [78 percent] of the injured workers in the study who received a lump-sum settlement didn’t change their employment status, which means that many of those who were employed at the time of the lump sum stayed employed and those who were not employed remained unemployed.
  • Of those injured workers that did change their employment status, nearly a third [30 percent] who were employed at the time of the lump-sump settlement left work and nearly a fifth [19 percent] of those who were not employed at the time of the lump sum attained employment.
  • On average, more injured workers returned to work after receiving a lump-sum settlement than exited. Average employment in the sample increased from 25 percent of workers at the time of the lump sum to 32 percent of workers 1 year after a settlement. The exception is older workers who experienced a decline in employment after a settlement.

Orthopaedic Workers Comp department opens

Author DavidMalloy , 7/13/2012
The Physicians of Illinois Bone and Joint Institute Glenview/Wilmette recently announced their new dedicated Orthopaedic Workers’ Compensation (WC) department.
As one of the most comprehensive WC systems in the Chicagoland area, the new WC department is an onsite resource for patients, employers and industry professionals in the North Shore area.

The department helps employers save money on WC costs through IBJI OrthoAccess, their walk-in immediate Orthopaedic care clinic in Glenview. They offer timely case management. Injured employees have access to highly skilled orthopaedic physicians who will help them return to work as quickly as possible. Their WC physicians are certified in AMA Impairment Ratings. They treat injured employees in the areas of Orthopaedics, Pain Management and Rheumatology.

For more info and latest news on Workers Comp issues, please call use today.

Joke of the Day

Author DavidMalloy , 7/11/2012
Lady, this vacuum cleaner will cut your work in half. Good. I’ll take two of them.


Author DavidMalloy , 5/11/2012
According to recent data collected by the Bureau of Labor Statistics, approximately 15 million people in the United States work on a rotating shift, night shift, or evening shift schedule. In addition, the total number of hours worked by employees in the United States is higher than most of Western Europe and Japan. Both working irregular shifts and working long hours have been shown to contribute to safety risks and health problems.

Shift workers tend to be more tired than the general population, which can lead to difficulty concentrating and slower reflexes. As a result, shift workers are more likely to make errors on the job or be involved in accidents. The stress of shiftwork might also cause such employees to acquire certain health conditions.

When an individual works at night, he or she is unable to get enough restorative sleep. Sleep following a night shift is usually shorter and less regenerative than sleep during the night would have been. During nighttime hours, body functions and brain activity slow down. Because the individual is already lacking sleep, he or she is likely to exhibit performance problems. Individuals who work rotating schedules will experience additional problems each time they must switch between day and night shifts.

In addition to fatigue and concentration problems, shiftwork can also lead to serious health problems. Research has shown that employees who work rotating shift schedules are more likely to experience digestive problems, such as nausea, constipation, and stomach ulcers. Heart conditions are also more common among shift workers than in the general population.

Because shiftwork is often unavoidable, it is important to design the work schedule so that it minimizes the stress of shiftwork as much as possible. A properly designed work schedule can prevent accidents, improve worker morale, and decrease the likelihood of employee health problems.

All workers have a natural circadian rhythm that tells their bodies when to sleep and be awake. For this reason, employees who must be at work during late night and early morning hours are likely to have more trouble focusing. Certain shift times might also prevent workers from seeing family and friends. To prevent problems that might result from unusual shift times, many employers avoid scheduling the same worker for late night or early morning shifts during all work periods.

Though it might seem like it would be easier for workers to adapt to an unusual shift if it were a permanent assignment, most workers readjust to a normal schedule on their days off. For this reason, the majority of employers assign shiftwork on a rotating schedule. Rotating schedules prevent a worker from constantly experiencing the stress associated with the night shift. However, rotating schedules require workers to make changes to readjust to new sleep patterns regularly. To prevent serious health problems, it is advisable to rotate a worker's shift every few weeks, rather than weekly or after only a few days.

Another important factor to consider in shiftwork is the amount of time an employee has to rest. Employees who work eight-hour shifts have more hours in the day remaining for rest than employees who work 12-hour shifts. Unfortunately, the other tasks employees must perform after their shift will not decrease when they work overtime, so employees who work long shifts must often sacrifice sleep in order to make ends meet. To prevent a buildup of fatigue, employers of employees who must work long hours should avoid scheduling too many consecutive workdays for the same employee.

Employers who require workers to perform shiftwork should also teach employees effective coping skills to deal with the stress of the schedule. Employees working rotating shifts can improve their situations by getting as much sleep as possible during their time off. They should also make an effort to spend time with family and friends, exercise, and eat a balanced diet.

Do your clients understanding the implications of shift work? PMC can help find you the best Policies for your clients to protect their liability.

Operating in the Continental US!
Phone: 1-877-PMC-COMP| (781)-449-7744  
Email PMC | Visit our website

Thank you PMC Insurance Group!

Author DavidMalloy , 4/25/2012
PMC Insurance Group“In the past David has provided me quotes from several insurance companies though his company. He has always been very friendly, professional, and able to answer any coverage questions that I may have. Thank you David for your great service!" 
April 20, 201 Kimberley Bryon

  “David is a great person to work with when obtaining quotes. He is responsible and responds in a timely manner. I would recommend sending and working with David.” 
April 13, 2012 Melissa Arnold, CRIS, AIS, MLIS, Account Manager, Assurance

 “David has helped me place workers compensation business on several occasions. He is very thorough and everything is back on time. Thanks David.” 
April 13, 2012 Mike Christensen

  “I have worked with David on behalf of several clients in search of solutions for their business insurance needs. He has been very professional and I would highly recommend his services to those in need of insurance solutions.” 
April 13, 2012 Jason Bishop, Risk Manager, Corporate Risk Solutions  

Operating in the Continental US!

           Phone: 1-877-PMC-COMP| (781)-449-7744

Email PMC | Visit our website

New Workers' Compensation needlestick reimbursement program (available now)

Author DavidMalloy , 4/4/2012

PMC Insurance GroupThe Hartford's new Workers' Compensation needlestick reimbursement program NOW includes: Reimbursement for the initial cost of testing the patient for blood- borne diseases in addition to the employee Not all Workers' Compensation insurance reimburses for patient testing, which saves insureds costs and gives affected employees peace of mind


To ensure the safety of your workplace, Contact PMC Insurance Group today!!!


Call us today and put our expertise to work for you!

PMC Insurance Group (P) 877-PMC-COMP (P) 781-449-7744 (F) 781-449-7889


Tyson Foods Settles EEOC Disability Discrimination Lawsuit

Author DavidMalloy , 3/30/2012
PMC Insurance GroupSt Louis, MO – Tyson Foods, Inc., one of the world’s largest processors of chicken, beef and pork, will pay $35,000 and furnish other relief to settle a disability discrimination lawsuit filed by the U.S. Equal Employment Opportunity Commission (EEOC), the agency announced today.

The EEOC had charged that Tyson Foods refused to hire a former employee because he had epilepsy.   The EEOC lawsuit filed in May 2010 (EEOC v. Tyson Foods, Inc., Case No. 2:10-cv-04072-NKL) alleged that Tyson failed to hire Mark White for an open maintenance job in its Sedalia, Mo., plant because he had epilepsy and that Tyson’s refusal to hire White violated the Americans with Disabilities Act (ADA). White’s epilepsy had been controlled by medication for twelve years and he had been previously employed by Tyson on two occasions during this time period. However, Tyson instituted a new medical assessment procedure since last hiring White, and refused to hire him because he did not pass a medical evaluation required for applicants with epilepsy to determine whether he could safely perform the job. The doctor who performed the evaluation for Tyson did not examine White, but relied on outdated medical research in determining that he could not safely perform the job. At the same time, Tyson employed several other persons with epilepsy who had been grandfathered in.

Besides agreeing to pay White $35,000 as back pay and compensatory damages, Tyson agreed to institute a new assessment procedure for similar cases. Henceforth, an applicant who is disqualified from employment because of Tyson’s required medical assessment has the right to a second medical assessment at the applicant’s expense. Further, an independent and determinative third medical assessment will be made for any applicant not hired after the second assessment. The consent decree settling the suit, which must be approved by U.S. District Judge Nanette Laughrey, also provides for injunctive relief, including training to individuals involved in the assessment procedure, posting notification to employees, and compliance reporting to the EEOC.

“The potentially three-step medical assessment process agreed to by the parties is an extraordinary step in the right direction in terms of making sure disabled employees are given a full and fair opportunity to compete in the workplace,” said EEOC attorney Melvin Kennedy.

EEOC Regional Attorney Barbara Seely said, “While the terms of the consent decree only affect Tyson’s Sedalia facility, Tyson employs more than 117,000 people at more than 400 facilities and offices, and we are hopeful that the process we have agreed to works well enough that Tyson adopts it in other facilities.”

PMC Insurance Group offers various forms of Workers Compensation Insurance, please contact an insurance agent today!  

Call us today and put our expertise to work for you!

PMC Insurance Group (P) 877-PMC-COMP (P) 781-449-7744 (F) 781-449-7889


To contact us, and for more information, please visit our CompleteMarkets storefront.

This article is courtesy of

NY Lawmakers To Consider Raising Minimum Wage To 8.50 An Hour

Author DavidMalloy , 3/28/2012
PMC Insurance Group NEW YORK – Hundreds of thousands of workers making minimum wage in New York could soon be getting a big raise.
Minimum wage workers haven’t seen a pay increase in three years. That could soon change, since State Assembly Speaker Sheldon Silver reportedly plans to introduce a bill today, raising the state’s minimum wage from $7.25 an hour to $8.50. That’s a 17 percent increase. The bill would also require the rate to be adjusted annually for inflation. Nationwide, 18 states already have a higher minimum wage rate. Earlier this month, Silver spoke about the need to bring New York up to par. He said the current minimum wage is unrealistically low. “It’s absurd to expect anyone, let alone a working family, to afford the cost of living today,” he said. It’s an issue both Governor Andrew Cuomo and Mayor Michael Bloomberg have championed recently. “The cost of living in New York City, like nearly everywhere else, has gone up,” Bloomberg said during his annual State of the City address. “And not just housing, but food, transit and all the key parts of a family’s budget. But there’s one thing that, in all fairness, hasn’t gone up: The ability of those at the bottom of the economic ladder to pay for those essential needs.”  

To keep a hold of your finances, contact your local insurance agent today!
This article courtesy of CBSNewYork  

Call us today and put our expertise to work for you!

PMC Insurance Group (P) 877-PMC-COMP (P) 781-449-7744 (F) 781-449-7889


To contact us, and for more information, please visit our CompleteMarkets storefront.

See What Our Satisfied Customers Had To Say About PMC Insurance Group

Author DavidMalloy , 3/26/2012

PMC Insurance Group

We pride ourselves on what our satisfied clients have to say

“I called PMC to see if they had a market for a large contractor and if they could turn it around in a couple of days. I had previously sent the account to one of my other markets and they kept putting me off. Then, at the last minute told me they didn’t have enough time to offer a quote. This seemed to be an excuse they were using not to write the account or assist our agency. Totally frustrated, I sent a submission to PMC. Because of their knowledge and relationship with the same carrier, they were able to get me a quote in 2 days and I closed the deal. They have a history with our agency of getting the job done when we really need it.” -Mary A. Arola, 

Alper Services LLC, Chicago, IL


“I am very impressed with the level of service PMC provides my staff here at Charles River Insurance Brokerage, Inc. Their expediting of accounts has been noticed by me and my staff, but most importantly our clients! I hope they keep up the good work and we look forward to working with them more.” - Gerry Kennedy, Charles River Insurance Brokerage, Framingham, MA  

Call us today and put our expertise to work for you!

PMC Insurance Group (P) 877-PMC-COMP (P) 781-449-7744 (F) 781-449-7889


To contact us, and for more information, please visit our CompleteMarkets storefront.

    • 1
    • 2