A standard homeowners’ policy will not provide coverage for a short-term rental! This is because a short-term vacation rental is considered a business, even if the owner stays in it themselves.
Proof of Commercial Liability is a common requirement for owners to obtain a permit. Premise liability, and personal liability do not suffice, so owners are looking for commercial coverage that can replace their homeowner’s or DP dwelling policy.
We understand there are many cases where direct bill is the right choice for you and your clients. Let Proper work with banks, escrows, and EPI’s. This allows you to do more selling! After some simple paperwork, you can get appointed and get a quote the same day. We also have custom marketing material, an online quoting platform, and online binding procedure!