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Scurich Insurance Services has been serving the Monterey Bay Area since 1924. Our mission is to partner with our customers and provide them superior service and value. We are a member of United Valley Insurance Services, Inc., a cluster of over 70 California Independent Insurance agencies, which produced over $530,000,000 of annual premium last year. At Scurich Insurance Services we understand your business and our community. Our customers look to us for comprehensive solutions. We have established relationships with more than 40 of the nation’s leading insurance providers, which allows us to deliver multiple, competitively-priced options and a team of experts to guide you through the process. When you need to file a claim, change a policy or process a certificate you can depend on Scurich Insurance Services to respond quickly to your request. SERVICES In order to provide value added benefits to our customers that go beyond the insurance policy Scurich Insurance Services offers the following additional services: Safety Programs – English and Spanish OSHA Compliance Safety Policies – English and Spanish Online OSHA 300 Log Safety Posters and Payroll Stuffers - English and Spanish Certificates of Insurance – If received before 3:30pm done the same day Risk Management Consulting Brokerage Services Represent most major insurance companies to better market your account. Safety tapes/DVD’s BUSINESS LINES Commercial Commercial Packages Business Auto Workers Compensation Umbrella Bonds Directors & Officers Professional Liability Employment Practices Liability Personal Auto Home Umbrella Recreational Vehicles Boatss Life & Health Individual Medical Individual Life Group Medical Group Benefits

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Check Out This Social Media Use Checklist

Author TonyScurich , 10/21/2016
  Social media rules! In recent studies, Twitter, Facebook, and Tumblr users sent tens of millions of messages every day– and new players keep entering the marketplace. Although these platforms provide significant benefits for businesses of all sizes, they also pose a variety of risks. Everything from employment, privacy and security, through intellectual property to media-related liability. Chances are your employees are using social media, either at home or work, in ways that could put your business at risk. To limit this exposure, experts recommend creating social media guidelines based on a five-point checklist:
  1. Assess both your company’s general social media activities and individual social media campaigns, weighing potential risks against benefits as accurately as possible.
  2. Designate specific individuals and departments to develop, execute, and monitor a comprehensive and proactive social media strategy – and make a senior executive responsible for implementing it in a timely fashion.
  3. Have the policy reviewed by the relevant departments (human resources, IT, communications, and legal) and by an outside law firm.
  4. Because employees pose the biggest risk to a company, although often unwittingly,,provide educational programs about the danger of damage to the company by using social media on the job or at home.
  5. Create a social media agreement for employees to review and sign as a condition of employment and part of their employment contract. Update the agreement annually, or as often as needed, to address changes in social media that might impact your risk in new ways.
Following this checklist will help position your business to reap the enormous benefits that participationin social media offers. As always, we’re here to help you– just give us a call!  

A Networked Hiring Approach

Author TonyScurich , 10/10/2016
Your business needs an employee referral system that rewards and encourages employee referrals properly. The feature story for Inc. Magazine Database, is to discusses how social media is replacing job boards as the primary outlet for sourcing candidates. According to the Aberdeen Group, 50% of companies with high retention rates decreased their investment in job boards last year. The most popular site use by recruiters is LinkedIn. The most popular tool used by job seekers to find work is Facebook. Interestingly, JobVite stated that employee retention rates skyrocket when they’re referred by other employees. After three years, 47% of referrals were still around, compared to only 14% of job board applicants, (not sure what happened here). Interestingly, JobVite stated that employee retention rates skyrocket when they’re referred by other employees. After three years, 47% of referrals were still around, compared to only 14% of job board applicants were. As mentioned on this previously, have an employee referral system that properly rewards and encourages employee referrals.  

Social Media As A Hiring Tool - Employer Beware!

Author TonyScurich , 1/8/2016

4The spread of social media has revolutionized not only the way we connect with friends and family, but also how we conduct business. However, this asset can quickly turn into a liability if misused - for example, in recruiting your company's most valuable asset - its employees.

Many employers begin the hiring process by using social-media outlets to screen applicants. LinkedIn and Facebook can provide a wealth of information about applicants' education, their friends, and their personal behavior. Some companies reject candidates based on the content of their social-media pages. This might include anything from inappropriate photos or comments, discriminatory or slanderous statements, and references to alcohol and substance abuse, to sharing confidential information about their previous employers(s), displaying poor communication skills, or exaggerating their qualifications.

Although all of these indicators raise red flags, you could be risking a costly and annoying discrimination lawsuit if you access social-media sites which contain protected class information that's not privileged in the normal hiring process.

To minimize this risk, it makes sense to:

  1. When hiring, use outside third parties such as background-verification companies and/or recruiters who document content from social-media sites in selecting candidates
  2. Develop and enforce a comprehensive social-media usage policy.
  3. Purchase an Employment Practices Liability Insurance (EPLI) policy

For more information, please feel free to get in touch with our agency

17 Easy Ways to Be More Awesome Today

Author TonyScurich , 4/9/2014
Scurich Insurance Services, CA, Being AwesomeSometimes we are so busy, we do not realize that a few minutes of our time, a smile, or even sharing a few dollars can change the course of someone else's day. Hada Bejar said so beautifully about kindness that: "The fragrance always stays in the hand that gives the rose." It is a truly wonderful thing that when we do something kind, we reap the rewards too. Here are 17 easy ways to be more awesome today: 1. Compliment someone! Like your colleague's new jacket? Someone's hair look nice today? Tell them! The boost this gives will impact both of you. 2. When you pay for your coffee, pay an extra $3 and say you would like to cover the next patron's. This will make someone's day! 3. Smile! A smile from a stranger on the street or on the subway can remind us the world is a kind and loving place. 4. Text an old friend. A short text remembering something funny you guys did or requesting a fun get together will put you both in a good mood. 5. Say thank you with feeling. Whatever it is, a speedy response to a question, another person letting you take the cab, someone holding the elevator, say thank you like you mean it! 6. Be the person (who does the act in #5)! And don't worry if you don't get a thank you. It's the giving that counts! 7. Lift the mood. Does someone have the Monday blues? Is it raining today? Sometimes a little joke, "love Mondays!" or "beautiful day!" can keep it real, folks. 8. Dance! Put on your favorite Spotify playlist and just be light and move your body. 9. Help someone. If it is helping someone with a stroller down the stairs, letting someone cut in line who looks hurried, or even just waiting to hold a door open for the person behind you... do it happily. 10. Wear something bright! Why does our black stuff always get used first? Orange skirt? Lovely! Yellow belt? Yes please! Red coat? Don't mind if I do! Color is a free and easy way to lighten things up. 11. Praise someone publicly. In a meeting or a group email -- thank someone or highlight something good they did. They will remember this! 12. Tell someone you love them. Even if it is just your dog. And look them in the eye when you do it. 13. Send someone a book! Books on Amazon can be cheaper than $10, but the thought and effort are priceless. Extra points if it is specifically relevant for them at the time, but an old fave of yours is great too. 14. Express your gratitude -- do you just love your salad every day? Tell the person who makes it! 15. Give a hug. People need them more than we think! I made my friends group hug over brunch the other day, and it made us happy and close. 16. Kill time with love. Instead of Candy Crushing or checking Facebook, play on It's fun and for each answer you get right, 10 grains of rice are donated to people who need it. 17. Drink a glass of champagne. No, you don't need an occasion. Being alive in a beautiful world is reason enough. Share your acts of awesomeness using #kindnessrevolution to inspire others to do the same. How have you been awesome today? Content provided by