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Scurich Insurance Services has been serving the Monterey Bay Area since 1924. Our mission is to partner with our customers and provide them superior service and value. We are a member of United Valley Insurance Services, Inc., a cluster of over 70 California Independent Insurance agencies, which produced over $530,000,000 of annual premium last year. At Scurich Insurance Services we understand your business and our community. Our customers look to us for comprehensive solutions. We have established relationships with more than 40 of the nation’s leading insurance providers, which allows us to deliver multiple, competitively-priced options and a team of experts to guide you through the process. When you need to file a claim, change a policy or process a certificate you can depend on Scurich Insurance Services to respond quickly to your request. SERVICES In order to provide value added benefits to our customers that go beyond the insurance policy Scurich Insurance Services offers the following additional services: Safety Programs – English and Spanish OSHA Compliance Safety Policies – English and Spanish Online OSHA 300 Log Safety Posters and Payroll Stuffers - English and Spanish Certificates of Insurance – If received before 3:30pm done the same day Risk Management Consulting Brokerage Services Represent most major insurance companies to better market your account. Safety tapes/DVD’s BUSINESS LINES Commercial Commercial Packages Business Auto Workers Compensation Umbrella Bonds Directors & Officers Professional Liability Employment Practices Liability Personal Auto Home Umbrella Recreational Vehicles Boatss Life & Health Individual Medical Individual Life Group Medical Group Benefits

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Posts tagged with field - field

Keeping Your 'Lone Workers' Safe

Author TonyScurich , 4/11/2016
1 Some companies employ workers who work alone or in remote areas where injuries and illnesses can occur, resulting in delays in emergency response or medical assistance. They include people who work outside normal business hours, such as janitors, security guards, special production, plant maintenance or repair staff, delivery truck drivers, and others. Protecting the safety of these lone or remote workers isn't always easy - but it's your responsibility. In some cases, you must monitor the exposure of these workers to identify potential hazards, assess the risks of injury or illness, and take steps to eliminate or control them. Bear in mind that some high-risk activities have safety regulations which require at least one other person to do the job, such as confined space work (defined by OSHA regulations) or electrical work at or near exposed live conductors. If you have any employees out in the field or working alone, consider what safety measures to take to protect their well-being and security. A well-thought-out safety program for these employees is an essential first step. Hazard control measures might include:
  • Safety Awareness information.
  • Training.
  • Supervision.
  • Protective Equipment.
  • Communication and Monitoring devices.
Take steps to make sure that these safety control measures remain in effect - and review your plan at regular intervals by doing a risk assessment in areas where employees work alone. As your professional insurance agents, it's our responsibility to help you keep all of your workers safe at all times. Give us a call at any time to discuss how we can help.

Your Job Can Save You Money On Auto Insurance!

Author TonyScurich , 3/4/2016
4Engineers, firefighters, lawyers, teachers, and police officers all have one thing in common: they qualify for Auto insurance discounts with some insurers who have found that people in certain fields tend to be less risky drivers than those in other occupations.

A number of insurance companies offer discounts to those in a variety of professions - everything from architects, CPAs, and college professors through librarians, military personnel, and pilots, to physicians, registered nurses, and scientists.

Here's why: although practicing architecture or flying a plane doesn't necessarily make a driver more responsible, insurance underwriters don't have to prove cause and effect when setting rates. They need only show a relationship between these rating factors and risk.

A variety of factors can come into play in determining discounts. One Auto insurance company offers up to a 5 % discount to first responders, such as firefighters, police officers, emergency medical technicians and paramedics. Because these people tend to work in the communities where they live, they probably don't commute long distances. First responders might speed down the road in emergencies, but not in their own vehicles, and they tend not to work from 9 to 5 - which means that they're at lower risk for accidents.

Discounts vary by occupation, insurance company, and state. Some companies offer discounts for a long list of occupations and professions, while others provide them to only a few, or none at all. Some jobs receive larger discounts than others.

Rules for discounts also vary by field. To qualify for one company's discount, health care providers must have a license to practice, as well as a degree. However, policyholders who have earned at least a bachelor in engineering, math, or science qualify for an 18% discount, even if they work in other fields.

Your occupation or profession might well entitle you to a substantial discount on your Auto insurance - even if you're retired. For more information, please get in touch with us.


Go Play! How Having Fun Outdoors Can Lower Your Life Insurance Rates

Author TonyScurich , 4/24/2015

Playing outside isn't just for kids. It has tons of benefits for adults. One of the unexpected ones may be that it can lead to lower life insurance rates. It's not always easy to make yourself go outside and exercise, but knowing that the effort can keep you healthy and save you money can be enough for you get off the couch. The more fun you have exercising, the better the results will be. Benefits of Exercise Exercise burns calories and improves your health. Since life insurance rates are based on your health risk factors, regular physical activity can help lower your life insurance rates. These are some of the benefits of exercise. * Lower risk for heart disease and stroke. * Lower blood pressure. * Lower blood sugar levels and risk for diabetes. * Stronger bones. * Better mood. * Clearer mind. Make a Commitment to Exercise Set aside some time to exercise most days of the week. Aim for 30 to 60 minutes, but even 10 minutes is better than nothing. The trick is to find some activities that you love, and any activity that is fun and gets you moving is a good choice. These are some options. * Walk, jog, bike, swim laps, or hike. * Join a local sports league. On the days your league doesn't meet, train for your sport by doing drills, lifting weights, and getting in some cardio. * Take Zumba, boot camp or kickboxing in the park. * Go surfing. Take Advantage of Your Kids! If you have children, they're probably a significant reason why you have life insurance in the first place. Why not use them to help you get in shape? They'll keep you laughing while you exercise. * Play Tag, Follow the Leader, or Hide-and-Seek with younger children. * Play catch, shoot hoops, or kick a soccer ball with older children. * Walk around the field at your children's sports practices, and run to chase any stray balls. Everyone can find an activity that they love as long as they keep searching for it. Keeping yourself in shape will give you more energy and can keep your life insurance rates down.  

Specialty Item Coverage: What items are not covered under homeowners insurance

Author TonyScurich , 2/5/2015
When you purchase homeowners insurance, you probably think that all the items in your home and on your property are afforded the same type of coverage. While this is true of most things that can be classified as everyday items, some of your other possessions might not fall into that category. In some cases, they might be insured but not enough to allow you to fully recoup your loss. In other cases, though, your items might not be covered at all. Vehicles of All Types Antique vehicles and other vehicles that you drive only occasionally might be covered under certain conditions on your homeowners insurance. Without specialty insurance, though, you will not recover their replacement value. ATVs, motorcycles and other recreation vehicles also need their own specialty insurance so that you can recover all of the money that they are worth. Flood Insurance Another item that people assume is covered under their homeowners insurance is flooding. In nearly all cases, though, flooding is not typically covered unless you have this particular specialty item as part of your regular coverage. Collectibles If you collect stamps, fine art or another collection of value, you might think that these items are covered under your homeowners insurance. Without specialty item coverage, however, that specifically denotes which items are being covered, you could find out too late that they are not. For collections that have a significant value, you will likely need to have them appraised by someone trained in the field to be sure that you purchased enough insurance to replace their value. Talk to your insurance agent to determine if you own an item or collection that needs specialty insurance. Doing so could save you a great deal of heartbreak in the event of a loss.