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Scurich Insurance Services has been serving the Monterey Bay Area since 1924. Our mission is to partner with our customers and provide them superior service and value. We are a member of United Valley Insurance Services, Inc., a cluster of over 70 California Independent Insurance agencies, which produced over $530,000,000 of annual premium last year. At Scurich Insurance Services we understand your business and our community. Our customers look to us for comprehensive solutions. We have established relationships with more than 40 of the nation’s leading insurance providers, which allows us to deliver multiple, competitively-priced options and a team of experts to guide you through the process. When you need to file a claim, change a policy or process a certificate you can depend on Scurich Insurance Services to respond quickly to your request. SERVICES In order to provide value added benefits to our customers that go beyond the insurance policy Scurich Insurance Services offers the following additional services: Safety Programs – English and Spanish OSHA Compliance Safety Policies – English and Spanish Online OSHA 300 Log Safety Posters and Payroll Stuffers - English and Spanish Certificates of Insurance – If received before 3:30pm done the same day Risk Management Consulting Brokerage Services Represent most major insurance companies to better market your account. Safety tapes/DVD’s BUSINESS LINES Commercial Commercial Packages Business Auto Workers Compensation Umbrella Bonds Directors & Officers Professional Liability Employment Practices Liability Personal Auto Home Umbrella Recreational Vehicles Boatss Life & Health Individual Medical Individual Life Group Medical Group Benefits

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Are You Ready For A Car Crash?

Author TonyScurich , 11/2/2016
  safe-1142432_1920You know the drill after an auto crash, heart stopping panic, and then, especially if there’s major damage or a serious injury, exchanging names, addresses and insurance information with the other driver. Easy, right? However, if the other driver refuses to provide these particulars (or you’re so shaken that you forget to ask for them), you could end up in serious financial, or even legal, trouble. Dan Young, Senior Vice President of Insurance Relations for CARSTAR warns, “[After an accident] sometimes drivers just don't do what they’re supposed to do." To make sure you’re prepared for such a mishap, follow these guidelines:
  • Remain at the scene. Although state laws differ, failure to exchange information or notify police can lead to a hit-and-run charge or loss of your license.
  • Keep a “cheat sheet” in your glove compartment about what to ask after an accident.
  • Use your cellphone to take a photo of the other vehicle, (preferably showing its license plate) as visual proof of the incident.
  • Write down details. As soon as you and your vehicle are out of traffic and harm's way, record the date and time, location, make and model of the cars and actions or statements by the other driver.
  • Ask any bystanders or eyewitnesses for their names and contact information.
In the meantime, review your auto policy to make sure that you carry: 1) collision coverage, which will pay for repairing your car and providing a replacement vehicle, if needed and 2) uninsured/underinsured motorists insurance (UM/UIM), which will cover damages for injuries caused by an uninsured or underinsured driver. For more information, feel free to get in touch with our agency  

Compile an inventory of your important possessions

Author TonyScurich , 6/15/2015
In the event of severe damage to your home or business, having a current inventory of your possessions — including their make and model numbers — can help you get your insurance claim settled faster, verify losses for your income tax return and help you purchase the correct amount of insurance. While most people think of their home when discussing an inventory, it is important to document the contents of your business as well. Watch "Emergency Preparedness: How Taking a Home Inventory Can Help You Recover Sooner"

Here are some suggestions for getting started.

  • Take a picture. Take pictures of rooms and important individual items. Label pictures with a description, including where you bought it and the make, model and serial number. Remember items that are in storage closets or drawers.
  • Video record it. Walk through your home or office with a video recorder or tape recorder and describe the contents.
  • Create an electronic file – Use your computer or mobile device to create and store your inventory list. Take advantage of mobile applications or free online software like www.knowyourstuff.org to organize pictures or descriptions of your belongings by room or category.
  • Store the list, photos and tapes. Regardless of how you create it (written or electronic list, flash drive, photos, video or audio), keep your inventory along with receipts in your safe deposit box, on a disk or at a friend or colleague’s home. Doing so will help ensure you will have something to give your insurance representative if your home is damaged. When you make a significant purchase, add the information to the inventory while the details are fresh in your mind.
  • Consider expensive items. Valuable items like jewelry, art and collectibles may have increased in value since you received them. Check with your agent to make sure that you have adequate insurance for these items. They may need to be insured separately.

This information was taken from an article from the Insurance Information Institute (www.iii.org)