We are a leading insurance agency and brokerage organization serving thousands of policyholders across the country. Our products and services are primarily focused in the commercial property and casualty space. Our world is one of specialization. We design customized and proprietary solutions and services for specified classes of professionals and businesses.
Does your E&O Policy offer access to risk management resources?
  Does your E&O Policy offer access to risk management resources?
Receive a quick quote indication and be entered in a drawing to win a $500 VISA® Gift Card.
CITA's Insurance Agents Errors & Omissions Program offers a variety of benefits to help you minimize risk and reduce out-of-pocket expenses. Some of the many competitive coverage features include:
Access to Insurance Agency E&O Risk Management Resources
Free resources to help you manage E&O risks
Free resources include a risk management hotline, pre-claims assistance, risk management tools, education, events and publications. 

First Dollar Defense
Your deductible does not apply to defense costs
Litigation costs associated with E&O claims can be expensive, even in a case where liability is non-existent. With first dollar defense coverage, you will have zero out-of-pocket expense if your case is dismissed or if the only costs associated with your case are defense costs.

Diminishing Deductible Option
Deductible reduction applies when you are claim free
and renew your policy
Receive the benefit of a deductible reduction to apply to your first E&O claim.  This deductible reduction accumulates at a rate of 10% for each consecutive claim-free policy period, up to a maximum of 50% cumulative reduction for 5 consecutive claims free 12 month periods.  The reduction applies to the original deductible amount on the policy under which the claim is reported, and applies to the first reported claim (subject to a maximum reduction of $10,000).  

Easy Online Renewal
Opportunity to save time when renewing coverage
Qualifying smaller insurance agencies that are claims free may be eligible to simply answer five underwriting questions for two renewal periods.

Defense Costs Outside the Limits of Liability
Defense costs will not erode your policy limits of liability
Defense costs associated with E&O claims can rise to substantial amounts depending on the case. With defense costs outside the limits of liability, you don't have to worry about attorney fees, investigation fees, etc. eroding your policy limits.

To learn more about the benefits of CITA's Insurance Agents E&O program, please call 1-888-813-9295 or click here.
CITA Insurance Services
CITA Insurance Services
A Division of Brown & Brown Program Insurance Services, Inc.
681 S. Parker St., #300
Orange, CA 92868
CA License # 0B02587
Chances to win the drawing are not dependent on purchase of insurance.
Residents and businesses in Florida are not eligible to participate in the drawing.
This general product description is informational only and is not an offer or a quotation of coverage. Please refer to the policy for all terms, conditions and exclusions. All submissions are subject to underwriting. Coverage may not be available in all jurisdictions.
John Jasinski
Other articles by: John Jasinski
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