CompleteMarkets
Insurance Programs of America (IPOA) is a leading developer of innovative programs, offering our insurance agency partners specialized coverage for niche property classes in emerging markets and growth industries.
Exposed Coverage for Hotel Risks
Hospitality businesses have typically revolved around providing ideal accommodations for travelers. These days, it's about more than just simple room comforts like televisions and phones. The industry has progressed and now caters to increasingly complex demands from guests. Hotel guests are no longer happy unless they have access to spas, golf courses, and restaurants. Providing these extra services exposes hotels to greater risk, which is why it's important to make sure your hospitality clients are protected with superior insurance products.

Insurance Programs of America offers a hotel program that covers different amenities within hotels of all sizes and types. This program is written through Tower Group Companies and Lloyd’s of London and covers the following: 

•  Packages, Property, Liability, EPLI, and Umbrella
•  Capacity up to $50 million per location
•  Hotel built after 1987 preferred unless
    completely “gut renovated”
•  All states (tier 1 & 2 – limited capacity)
    brokerage capabilities available on
    larger accounts
•  All construction types, including EIFS
•  Interior and exterior hotels
•  Liability (auditable and non-auditable
    policies are available)
•  Commercial Property: $10,000 minimum
    premium
•  Commercial Liability: $5,000 minimum
    premium

Allow our exceptional staff to help you write the most suitable coverage. Please visit our Exclusive Hotel Insurance Program storefront on CompleteMarkets or contact us at 407.260.8200. We look forward to working with you.

Stefan Burkey
Other articles by: Stefan Burkey
Categories: Hotel Insurance
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