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With over 76 years of experience, The Jordan Insurance Group is an industry leader in Life Insurance strategies and Employee Benefits. We strive for excellence through our due diligence in selecting products to satisfy our clients’ needs with proven benefit designs and tax strategies. Our Team utilizes a diversified multi-level approach in preserving, protecting and growing wealth for our business and individual clients.

How Can My Homeowner's Insurance Cover Me Outside My Home?

William Jordan William Jordan , 10/15/2014
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For many people, the words 'homeowner's insurance' typically conjures up images of protecting their homes and its contents. This means that they have the insurance coverage they need for those things that are inside their own homes. Of course, this also includes the other items that are on the property as well. For example, if you have a detached garage, its contents are protected by the policy.

Coverage That Extends Far and WideThe Jordan Insurance Group, MD, Estate Tax

You might be surprised to learn, though, that your homeowner's insurance policy might provide you with valuable benefits that protect you even when you are not at home. This type of expansive coverage can give you the necessary peace of mind that you need to fully enjoy yourself, regardless of where you might be.

Being a Well-Informed Consumer

The best way to find out if your current homeowner's insurance policy covers you for losses that you incur outside your home is to contact your insurance agency. By taking the time to go over your policy with your agent - with an eye specifically toward your needs when you are not at home,- the two of you can determine if such coverage is a good idea for your lifestyle.

You Are Covered. Now What?

Even if your homeowner's insurance does provide you with that additional protection outside your home, there is something else that you need to keep in mind. Your insurance agent is your best guide when determining the optimal level of coverage for your needs. For example, if you travel a great deal, having a sufficient amount of coverage so that your luggage is protected while you are out of town will give you the peace of mind you need to enjoy your next vacation. Speak with your agent to determine if the coverage limits that are in place on your policy are able to meet your needs.