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NES can write most risks in all states in our non-rated to "A"-rated Professional Employer Organization (PEO) and, in some cases, Contract Labor Service (CLS) programs. Basically PEO/CLS programs entail 2 main things….1) the PEO/CLS must be the statutory employer of record for all covered employees, and 2) the PEO/CLS must process and issue payroll drawn off the PEO/CLS bank accts. NES does best cost wise for risks with high xmods, high cost class codes, in state pools, with workers' compensation (WC) premiums of 50k or more, and generally considered highly WC distressed…..Under a PEO arrangement, a co-employer (primarily for benefits purposes) relationship is established between the risk and the PEO, with the PEO becoming the sole employer of record for IRS purposes. The PEO has a master "PEO" designated WC policy. The workforce is contracted back to the risk to operate and manage as usual. Under a CLS arrangement, primarily for Staffing, a sole-employer relationship between the risks employees and the CLS is established. The CLS has a master "Staffing" designated WC policy. No functional control is lost of the risk's business or labor force in either case, and in many cases, both the employer and employees receive more and less costly benefits, services, and WC coverage. In both the PEO and CLS structures, all WC covered employee payroll must be processed by (in most cases) and flow thru the PEO/CLS, with payroll checks drawn on the PEO/CLS bank accts. We look forward to working with you. Thank you! Ken Heideger ken@nationwideemployerservices.net. Offices in FL and CA 954-554-3456.
NEW! WC for tough risks incl Staffing
Dear Workers' Comp Professional:

Nationwide Employer Services LLC (NES) provides Workers' Compensation (WC) solutions for Staffing and other distressed risks through EXCLUSIVE Professional Employer Organization (PEO) and Contract Labor Service (CLS) programs. We also have new and compelling Captive WC insurance programs for Staffing, PEO, and other qualified entities and an optional cost-effective invoice funding piece for Staffing. NES pays you competitive level commissions.

PEO and CLS programs are very similar. Under a PEO structure, the risk's workforce is covered for WC under a co-employer PEO master WC policy in the name of the PEO. Under a CLS structure, the risks workforce is covered under a sole-employer Staffing master WC policy in the name of the CLS. The PEO/CLS becomes the statutory employer of record for tax purposes which enables coverage under their master WC policies. Under the Captive programs, the insured party is the risk, capitalization is reasonable, rates are cost-effective, and the insured remains the employer of record.

Most fitting for NES programs are WC distressed risks with:
  • Higher xmods
  • Higher cost class codes
  • In industries undesirable to carriers such as Staffing & Trucking
  • In or headed to state assigned risk pools
  • WC bare, being non-renewed, or cancelled
Submission info needed:
  • Detailed ACORD (must have est. # of ees/code)
  • 3 yrs wc loss runs (no older than 30 days valued)
  • Xmod sheet
  • Current/renewal policy or program dec/rating pages
  • State assigned risk pool quote (preferred)
Please contact us with questions by phone or email or send a submission for review directly to: ken@nationwideemployerservices.net. Thank you!

Best Regards,
Ken Heideger
954-554-3456
Nationwide Employer Services LLC
9858 Glades Road, Suite 125
Boca Raton, FL 33434
ken heideger
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Categories: Workers Compensation
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