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New Empire Group offers effective and competitive insurance programs and solutions for many types of commercial real estate exposures.

Is The Coverage There?

Alberto Barros Alberto Barros , 7/16/2014
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Does your Property Managers Errors and Omissions program have the valuable coverage enhancements that you need to provide a comprehensive approach to the E&O needs of Property Managers?

Check out the important coverage features that our Property Managers E&O program offers that are often overlooked by other coverage forms.
  • Professional Services includes coverage for both Property Management and Real Estate activities.
  • Claims alleging Fair Housing Discrimination Act violations: Legal defense is provided up to the limits of liability. Loss, other than defense costs, is covered subject to sub-limit.
  • No exclusion for Failure to Place or Failure to Maintain Insurance.
  • Personal Injury coverage includes coverage for Wrongful Entry, Invasion of Privacy and Wrongful Eviction.
  • Consent to Settle – No maximum on carrier’s liability in the event an insured refuses to consent to a recommended settlement (subject to applicable limits).
  • The definition of loss includes punitive and exemplary damages where permitted by law, most favorable jurisdiction language, and pre- and post- judgment interest.
  • Conduct exclusions are subject to final adjudication requirement.
  • Exclusion for Bodily Injury and Property Damage does not apply to Consequential BI/PD, subject to underwriter approval.
  • Civil Administrative and Civil Regulatory proceedings are included in the definition of claims.
  • Pollution extension for Third Party Financial Loss, subject to sub-limit.
  • No Breach of Privacy exclusion.
  • Allocation – 100% Defense costs for claims alleging both covered and uncovered matters.
  • Reporting - Notice of circumstances which could give rise to a claim may be reported during ERP, if purchased.
To learn more about New Empire Group, Ltd. visit our website,

Check out the great Insurance Programs for Condominium Insurance, Cooperative Insurance, Apartment Insurance and Property Manager’s Insurance that New Empire Group, Ltd. offers!

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