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R. David Bulen Insurance Blog

R. David Bulen Insurance Agency Paying too much for your Insurance? Not sure? Call us to compare. It’s fast, easy and best of all there is no cost to you! Experienced and licensed staff working for you to provide the best company, coverage and price available. You will always have a service team assigned to you. At each renewal we will quote your current policy to make sure you are still receiving the best coverage and price. Multiple policy discounts available. R. David Bulen Insurance is a professional team of caring individuals committed to providing superior products and service to our valued growing customer base. Are You A Business Owner looking for Competitive Insurance? Whether you’re looking for workers compensation insurance, commercial auto coverage, general liability or professional liability for your business, R. David Bulen Insurance is committed to finding you affordable and comprehensive insurance coverage, never compromising on protection or quality. You’re never just a number to us – and when you need your insurance coverage to respond, it’s like having family in the business. Looking For Personal Insurance? We have strong relationships with the most competitive carriers you’ll find anywhere. These strong relationships help us get you the valuable protection you need, and the fast – responsive claims handling service you expect when you need us most.

Five Tips for Safe Driving for your Business

Lisa Mosby Lisa Mosby , 2/4/2015
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self-drivingDid you know that the average work related car crash costs $74,000. That includes medical bills and time off from work. It does not include the emotional turmoil of the worker, his or her family, or the employer. If you drive as part of your job, or you employ people who must drive as part of their work, following are five tips to share with them so that they drive more safely. Focus on Driving Each time you are behind the wheel, the most important thing you do is keep your focus. If your work includes driving or operating heavy equipment focus is even more important to you. Taking a sip of coffee, a bite of a sandwich, or adjusting the radio tuner steals your focus long enough to involve you in a crash that injures you and others. Stay Alert In addition to staying focused, you must stay alert. According to the National Sleep Foundation, 60 percent of American Drivers admit they drive while drowsy. Even scarier, is that 37 percent of United States drivers admit they have fallen asleep behind the wheel. Drowsy driving is dangerous, especially so for long-distance truckers, delivery people, and others who spend a great deal of time behind the wheel for work. If you do become sleepy, get off the road and take a nap. If it happens often talk with your employer about a shift change. Do Not Use Your Cell Phone Cell phones, like alcohol, and driving do not mix. According to the United States Centers for Disease Control, cell phones have responsibility for more than 1,000 traffic deaths each year, as well as 24,000 injuries. Because of the known dangers of using a cell phone while driving many states have outlawed using one while driving, a few even if it is hands free. In 2010, laws passed that prohibit texting while driving. Recognize Impaired Drivers Whether sleepy, high on drugs or drunk, the behavior of an impaired driver is consistent. They tend to vary their speeds, drive very slowly, weave and swerve. If you see some a person driving this way, keep your distance. If possible, pull off the road and call the police. You just might save the driver and innocent people from injury or death. Use a Global Positioning Device (GPS) Use a GPS with voice navigation. These devices can plot your route and using an artificial voice give you directions as you drive. No longer is it necessary to drive and try to read a map - a very unsafe practice. Use these tips and travel safe!