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Raley, Watts & O’Neill Insurance

Since 1950, Raley, Watts & O’Neill has been serving the insurance needs of our clients. We started as a one person operation in Lexington Park, MD and are proud of our small town heritage. We have worked hard to maintain the fundamental principles of our roots while we have grown into a company that serves clients throughout the Mid-Atlantic, the United States and Internationally. We pride ourselves on getting it right and taking care of the needs of our clients. We simplify the insurance process and take the time to make sure each of our clients understand their options, what they are buying and where their money goes. Our committed staff has the expertise and extensive experience in a broad range of insurance products and services like Commercial, Personal, Bonding, Safety/Risk Management, Group Health, Life and Financial Services. We would welcome the opportunity to demonstrate to you how working with Raley, Watts & O’Neill is about more than just insurance; it is about a long term relationship. We always strive to never veer from our values – C.A.R.E

5 Must-know Tips for Preventing House Fires

Gordon O’Neill Gordon O’Neill , 2/11/2015
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House FireWhen it comes to protecting your family, there are more than a few tips you can follow to ensure their safety.  One place to start carrying out your safety precautions is right at home.  Here's a quick look at safety tips for preventing house fires. Install and check smoke detectors First and foremost, each room in your home needs a smoke detector.  You need to make sure that they are installed correctly, and they also need to be tested on a monthly basis.  Regardless of how well they are working, they need to replace at least once every 10 years. Chimney flues need to be inspected If you have any chimneys in your home, they need to be inspected once every two weeks when using them.  This will help you identify any blockages, which tend to be a major fire hazard.  If any blockages are noticed, either you or someone who knows how to clean the chimney should do so immediately. Be careful with candles Candles are excellent for providing lighting, and they spruce up the decor in any room; however, you must be extremely careful with them.  Never place them near anything that is flammable, and any time that you exit a room where candles are lit, you should blow them out. Turn off all hot cooking equipment Whether it be a coffee pot or your stove, all hot cooking appliances need to be turned off immediately after you are finished using them.  Better yet, you can invest in appliances that automatically turn themselves off after a specified period of time. Store flammable materials in a safe place All flammable materials -- cleaners, gasoline, solvents, etc. -- don't need to be kept in your home.  Instead, they need to be stored in a shed that is at least 33 feet from your home in a shed.