CompleteMarkets
Since 1950, Raley, Watts & O’Neill has been serving the insurance needs of our clients. We started as a one person operation in Lexington Park, MD and are proud of our small town heritage. We have worked hard to maintain the fundamental principles of our roots while we have grown into a company that serves clients throughout the Mid-Atlantic, the United States and Internationally. We pride ourselves on getting it right and taking care of the needs of our clients. We simplify the insurance process and take the time to make sure each of our clients understand their options, what they are buying and where their money goes. Our committed staff has the expertise and extensive experience in a broad range of insurance products and services like Commercial, Personal, Bonding, Safety/Risk Management, Group Health, Life and Financial Services. We would welcome the opportunity to demonstrate to you how working with Raley, Watts & O’Neill is about more than just insurance; it is about a long term relationship. We always strive to never veer from our values – C.A.R.E
Give Your Mom Life Insurance for Mother's Day
Does your mom nurture, care and love you through thick and thin? Show her how much you care by giving her a life insurance policy for Mother's Day. Life insurance is not the first gift that comes to mind when you want to honor your mm, but it's a practical gift that won't die like a floral bouquet, and it gives her something she can really use, unlike yet another nightgown. Life insurance also gives your precious mom peace of mind since the policy funds can be used to pay for her funeral expenses and any outstanding bills. Consider this affordable investment as you decide how to honor your mom and repay her a little bit for all the investments she made in you over the years. How Much Will it Cost? The cost of life insurance policies varies from person to person. You can't put a price on your mom's peace of mind, but do consider several factors that typically affect the cost of life insurance. These factors include: Health: A healthy adult will pay lower life insurance premiums. The same principle applies to non-smokers. Some companies require a medical exam to determine the insured health conditions, but others do not. Gender: Policies for women typically cost less than policies for men. That's because women tend to outlive men by five or more years, which makes them less of a risk and thus cheaper to insure. Coverage Needs: Higher coverage amounts mean higher premiums. So if your mom is the primary income earner in her household, you'll want to purchase a life insurance policy with higher coverage. Age: Older premium holders will often pay more for their life insurance policy. Risk: People who work or engage in a high-risk or dangerous occupation or hobby will pay more for life insurance. Check with your insurance agent to discuss the life insurance policy options for your mom. Then choose a policy that's right for her needs. While it's an unconventional Mother's Day gift, it's one way you can honor your mother today and for years to come.
Gordon O’Neill
Other articles by: Gordon O’Neill
This content has not been rated yet.