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Raley, Watts & O’Neill Insurance

Since 1950, Raley, Watts & O’Neill has been serving the insurance needs of our clients. We started as a one person operation in Lexington Park, MD and are proud of our small town heritage. We have worked hard to maintain the fundamental principles of our roots while we have grown into a company that serves clients throughout the Mid-Atlantic, the United States and Internationally. We pride ourselves on getting it right and taking care of the needs of our clients. We simplify the insurance process and take the time to make sure each of our clients understand their options, what they are buying and where their money goes. Our committed staff has the expertise and extensive experience in a broad range of insurance products and services like Commercial, Personal, Bonding, Safety/Risk Management, Group Health, Life and Financial Services. We would welcome the opportunity to demonstrate to you how working with Raley, Watts & O’Neill is about more than just insurance; it is about a long term relationship. We always strive to never veer from our values – C.A.R.E

The Well-Maintained Workplace: A Fall Mini-Guide

Gordon O’Neill Gordon O’Neill , 9/30/2015
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Your workplace is sacred. It’s where you do business, sure, but it’s also where you forge important relationships, where you find your purpose in the world, and where you communicate to others how much they mean to you. Use fall as an opportunity to keep that workplace functioning at a high level with this mini-guide. 1. Check the Roof Protect your office by keeping your roof sound. Call in a professional to check for problem spots, and advise on maintenance or repairs before winter sets in. 2. Clean Out Communal Spaces You’ve heard of spring cleaning? Fall cleaning is a good idea too. Before holiday decorations and treats start rolling in, do a thorough sweep of common areas. Remove trash, old decorations and food, and wipe down surfaces. Refresh candles and plants for a clean, healthy vibe. 3. Pick Up Hazards Pick up equipment and branches from walkways and parking lots before they get disguised by snow and become real hazards. 4. Tune Up the Furnace Don’t chance a winter burnout. Instead, maintain your furnace ahead of time so you’ll be toasty warm all the way until spring. 5. Check Your Insurance Your insurance only helps you if it fully covers you in case of emergency. If you’ve recently upgraded your premises, done renovations, added vehicles or otherwise improved your business (i.e. made it worth more), you need your insurance to reflect that. Talk to an agent today. 6. Lay in Emergency Supplies A radio, space blankets, food, candles and flashlights are all good supplies to have on hand in case of power outage or storm. 7. Stock Up On Shovels Okay, so you don’t need a whole army of shovels … just enough to efficiently clear off walkways and create paths to the parking lot in the case of a freak snowstorm. 8. Put Plants to Bed Your landscaping appreciates a turndown. Prune perennials, scatter mulch and give the lawn a final mow before locking up your yard tools for the season. 9. Turn Off Outdoor Faucets Nobody wants to greet spring with a busted water main. Turn off outdoor faucets so pipes don’t freeze and crack or burst. 10. Say Hi to Clients and Customers Fall is a great time to connect with clients and customers, especially if you sell products or services that relate to the holidays. Say hi and stay on their radars!