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Since 1950, Raley, Watts & O’Neill has been serving the insurance needs of our clients. We started as a one person operation in Lexington Park, MD and are proud of our small town heritage. We have worked hard to maintain the fundamental principles of our roots while we have grown into a company that serves clients throughout the Mid-Atlantic, the United States and Internationally. We pride ourselves on getting it right and taking care of the needs of our clients. We simplify the insurance process and take the time to make sure each of our clients understand their options, what they are buying and where their money goes. Our committed staff has the expertise and extensive experience in a broad range of insurance products and services like Commercial, Personal, Bonding, Safety/Risk Management, Group Health, Life and Financial Services. We would welcome the opportunity to demonstrate to you how working with Raley, Watts & O’Neill is about more than just insurance; it is about a long term relationship. We always strive to never veer from our values – C.A.R.E
Winter Car Checklist: Tune-up Checklist
jeep-833206_1280Before winter weather hits, you need to tune up your car. Follow this checklist as you prepare your vehicle to navigate cold temperatures and winter weather safely. Engine As the heart of your vehicle, the engine must be in good working order. Inspect it thoroughly and repair any faulty wiring or replace the spark plugs if necessary. Also, visually inspect the belts on both sides and make sure they're not cracked, frayed or glazed. Inspect the hoses and tem if you see cracks or other wear, too. Radiator Protect your vehicle from overheating when you maintain the radiator. Flush the entire system if it hasn't been done in the past two years, and repair any leaks before adding fresh antifreeze. Battery Maintain power all season when you check your battery and its connections. Ensure the battery is free from corrosion and securely attached to the vehicle. Replace it if it's older than seven years. Oil Your vehicle can't operate properly without oil or if the oil system is dirty. Clean or replace the filter and change the oil now. Filters Not only do filters remove dirt and assist your vehicle in operating properly, but they can improve your gas mileage. This fall, replace your car's oil, transmission and air filters. Power Steering Maintain control of your vehicle at all times thanks to power steering. If your vehicle is handling rough or groaning, repair this essential system. Brakes Worn brakes reduce your ability to stop on slippery roads. Ask your mechanic to inspect the brakes and replace them if they're worn or uneven. Tires Properly aligned tires with the correct pressure and adequate tread provide the traction you need. Take time now to inspect your tires. Rotate, replace or inflate them as needed. Windshield Visibility is required for safe winter driving. Change the windshield wipers so that they make full contact with the windshield. Fill the washer fluid, too.  Exhaust A safe exhaust system prevents dangerous carbon monoxide emissions. Repair any muffler or tail pipe system leaks. Body Rust spots grow over time, especially when exposed to wet winter elements. Repair any rust spots as you protect your vehicle.  Taking care of your vehicle now ensures it's protected all season. In addition to following this winter tune-up checklist, talk to your insurance agent. Ensure your auto coverage is adequate as you prepare for winder driving.
Gordon O’Neill
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