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Raley, Watts & O’Neill Insurance

Since 1950, Raley, Watts & O’Neill has been serving the insurance needs of our clients. We started as a one person operation in Lexington Park, MD and are proud of our small town heritage. We have worked hard to maintain the fundamental principles of our roots while we have grown into a company that serves clients throughout the Mid-Atlantic, the United States and Internationally. We pride ourselves on getting it right and taking care of the needs of our clients. We simplify the insurance process and take the time to make sure each of our clients understand their options, what they are buying and where their money goes. Our committed staff has the expertise and extensive experience in a broad range of insurance products and services like Commercial, Personal, Bonding, Safety/Risk Management, Group Health, Life and Financial Services. We would welcome the opportunity to demonstrate to you how working with Raley, Watts & O’Neill is about more than just insurance; it is about a long term relationship. We always strive to never veer from our values – C.A.R.E

Do Nonprofits Need Workers Compensation?

Gordon O’Neill Gordon O’Neill , 2/10/2017
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As an owner of a nonprofit, you spend most of your time trying to help others and make your community better. Your employees and volunteers help make your vision a reality, but they also need your protection. Depending on the goals of your nonprofit, your employees and volunteers could be exposed to some big risks. No one intends to get hurt, but when they do, it’s best to ensure you have the right coverage to help. Nonprofit workers compensation will help cover expenses for lawsuits and medical bills in the event an employee or volunteer has a work-related injury. Having an adequate workers compensation policy for your nonprofit organization isn’t the only way to help protect your employees and volunteers. Below you will find some tips on additional ways you can protect them:
  • Provide training and materials on your safety for your industry.
    • First Aid Training
    • Proper Lifting Techniques
  • Invest in safety equipment and proper ergonomic furniture.
    • Repetitive motion and improper posture from poor furniture is a large cause for injuries in the office
    • Ensure your employees have access to proper protective equipment for their duties
Understanding who needs to be covered and what kind of coverage you need, depends on your nonprofit and your state laws. Contact us today to discuss workers compensation options available for your nonprofit.
Categories: Workplace Safety, Nonprofit, Workers Compensation
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