CompleteMarkets
Experience We have been providing quality insurance for all types of rural and farm business including Custom Harvest insurance for over 25 years. We are an Agribusiness firm and no risk is to small or to large. We insure long haul trucking, cargo, home, auto,Farm Owners, Feed Mill and Elevator coverages. We also are an excellent source for life insurance, health insurance, annuities, IRA Accounts. Knowledgeable Staff Every person in our office knows how to serve your account. Competitive Rate We strive to provide quality insurance at reasonable rates. Availability We can be reached 24/7 via telephone, fax, E-mail, or our website. We want to be there for you. Meeting Your Needs We cater to the Agri Business at every level of production and service. forage, We insure Custom Harvesters of all small grain and cotton and you will get the same attention if you run 1 or 20 machines. If you are a farm owner we can insure your home, auto, crops, and machinery. If you own an Elevator, or are involved in agribusiness of any kind and we can help you with your risk management needs. We are able to do all types of confined animal insurance, hogs, feed lots, etc. . We have great irrigation rates for center pivots. If you need any agri business protection check us out. Customer Support We sponsor and attend safety meetings to provide a safe worksite. Rodgers & Associates Team Rodgers & Associates is committed to being one of the premier independent insurance agencies in Phillipsburg, Kansas. Our commitment is to provide customers with the best insurance value and service available, while maintaining the highest ethical standards and credibility with our clients, carriers, and the public. From Phillipsburg, Kansas we serve clients in North Dakota, South Dakota, Minnesota, Iowa, Nebraska, Oklahoma, Texas, Tennessee, Missouri and Colorado. Rodgers & Associates is a general independent insurance agency with a broad range of Commercial, Personal, Life, and Health products. We’ve aligned ourselves with some of the finest carriers to deliver these products to you. Established in the summer of 1970 as a one-man operation, Rodgers & Associates has grown to one of the premier insurance agencies in the Great Plains States. From our location in Phillipsburg, Kansas we serve middle America. Rodgers & Associates is currently owned and operated as a corporation and has over three decades of service history.
How to Plan and Prepare for a Tornado
Creating a written plan

It is a fact that tornadoes can happen anytime, anywhere—often striking with little or no warning. A critical prerequisite for helping to save lives and prevent harm is to know the signs of an impending tornado and being prepared on what to do when a tornado warning or watch is issued.

The first step in preparation is to have a written plan and to conduct a tornado drill on a routine basis in order to help protect your family, employees, students, customers and others in your care in the event of a tornado.

Create a Written Plan

Complex instructions can be difficult for anyone to remember, especially in the heat of the moment during a crisis or extreme weather event. Creating a tornado plan, writing it down, and then discussing it with family members, employees or students helps ensure everyone feels comfortable with it and understands what to do in case the worst happens. In your plan, be sure to address the following key elements:

Shelter

Designate the safest place to meet in your home or facility when a tornado warning is issued. A basement or tornado shelter, if available, is always best option. If one is not available or accessible, choose a windowless interior room or hallway on the lowest level of the structure. Be sure to document and discuss the quickest, safest paths to your shelter spot in your plan.

Supplies

Create a disaster survival kit that includes tornado-specific safety supplies you may need, including a whistle to signal for help if trapped under debris; flashlights; extra batteries; and a portable weather radio. Keep the kit and supplies in or on the way to your designated shelter area in a well-marked location. Be sure to designate an individual responsible for keeping the survival kit stocked who will also be responsible for grabbing the kit on the way to the shelter location in an emergency.

Separation

Have a plan to keep in touch with family members or employees who may not be at home or work when a tornado strikes. One option is to ask an out-of-state relative or friend to serve as a family contact or establish an employee call center. Make sure all family members and care providers (teachers, day care, etc.) have the emergency contact information, or employees know the process to contact the call center.

Safety

At the very least everyone should know the proper method to crouch and cover their head until the threat of a tornado passes. If possible, stock your shelter area with large, sturdy objects to crouch underneath for extra protection. Mattresses or sleeping bags for cover are a good idea as well.

Practice the Plan

Set a specific time each year to conduct a tornado drill to help get your family, employees or students in the habit of preparation. Then, on the designated drill day do the following:

  1. Pretend as if a tornado has been sighted or a warning issued. Use the available, designated means to alert participants of the test, notifying them to make their way to the designated shelter area.
  2. If it is part of your plan, the appointed family or team member should pick up the disaster survival kit on his or her way to the shelter area.
  3. Once everyone is gathered in the shelter area, practice any safety measures that are part of your plan—including properly crouching down as low as possible, facing the floor and covering heads with hands.

After the Drill, Are you Prepared?

Evaluate how well the drill went, updating your plan as necessary based on the answers to the following questions:

  1. How quickly was everyone able to get to the shelter area? Could quicker escape paths be used?
  2. Assess the condition of the shelter area. Was it too cluttered or disorganized for all the participants to assume the proper safety positions? Will additional shelter areas be required?
  3. Did the notification process run smoothly? If not, how can it be improved?
  4. Was the disaster survival kit adequately stocked and available at the shelter area in a timely manner?
Kimberly Beach
Other articles by: Kimberly Beach
This content has not been rated yet.