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Experience We have been providing quality insurance for all types of rural and farm business including Custom Harvest insurance for over 25 years. We are an Agribusiness firm and no risk is to small or to large. We insure long haul trucking, cargo, home, auto,Farm Owners, Feed Mill and Elevator coverages. We also are an excellent source for life insurance, health insurance, annuities, IRA Accounts. Knowledgeable Staff Every person in our office knows how to serve your account. Competitive Rate We strive to provide quality insurance at reasonable rates. Availability We can be reached 24/7 via telephone, fax, E-mail, or our website. We want to be there for you. Meeting Your Needs We cater to the Agri Business at every level of production and service. forage, We insure Custom Harvesters of all small grain and cotton and you will get the same attention if you run 1 or 20 machines. If you are a farm owner we can insure your home, auto, crops, and machinery. If you own an Elevator, or are involved in agribusiness of any kind and we can help you with your risk management needs. We are able to do all types of confined animal insurance, hogs, feed lots, etc. . We have great irrigation rates for center pivots. If you need any agri business protection check us out. Customer Support We sponsor and attend safety meetings to provide a safe worksite. Rodgers & Associates Team Rodgers & Associates is committed to being one of the premier independent insurance agencies in Phillipsburg, Kansas. Our commitment is to provide customers with the best insurance value and service available, while maintaining the highest ethical standards and credibility with our clients, carriers, and the public. From Phillipsburg, Kansas we serve clients in North Dakota, South Dakota, Minnesota, Iowa, Nebraska, Oklahoma, Texas, Tennessee, Missouri and Colorado. Rodgers & Associates is a general independent insurance agency with a broad range of Commercial, Personal, Life, and Health products. We’ve aligned ourselves with some of the finest carriers to deliver these products to you. Established in the summer of 1970 as a one-man operation, Rodgers & Associates has grown to one of the premier insurance agencies in the Great Plains States. From our location in Phillipsburg, Kansas we serve middle America. Rodgers & Associates is currently owned and operated as a corporation and has over three decades of service history.

6 Ways You Shouldn’t Ride Your Motorcycle

Kimberly Beach Kimberly Beach , 9/2/2015
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bikerRiding a motorcycle is an exhilarating experience that combines both freedom and power, making it simply unbeatable for some people. With this amazing experience, though comes a certain amount of responsibility. Before you get on a motorcycle, make sure that you aren't guilty of one of these six ways that you should not ride. 1. Without Focus

It shouldn't be that way, but you should assume that none of the vehicles around you is aware of you. This means that you always need to be focused on what they are doing as well as the way you are driving. A report by Consumer Reports noted that 60 percent of the collisions between motorcycles and other vehicles were the fault of the other motorist. Pay particular attention when you are in heavy traffic, hazardous road conditions or when you notice that a driver's attention is not on their driving.

2. Not Being Properly Dressed

Dressing the part helps protect you from a variety of unsavory prospects such as debris, road rash, insects and more. From sturdy boots and long pants to leather jackets and gloves, choosing the right gear helps you look great and keeps you safe. Always add a helmet to protect your head in the event of an accident. According to Consumer Reports, a comfortable, lightweight and strong helmet can prevent the fatal head injuries that can befall those riders who are in an accident.

3. Being Uneducated

Riding a motorcycle provides you with a powerful means of transportation. Learn to harness that power safely and effectively by taking a course sponsored by the Motorcycle Safety Foundation. These courses provide you with emergency maneuvers and other useful techniques that are designed to keep you safe. You'll also learn maintenance procedures to help your bike provide years of service.

4. Not Riding Sober

The Centers for Disease Controls (CDC) notes that in 2013, 27 percent of motorcyclists who lost their lives in crashes had a blood alcohol concentration (BAC) of at least 0.08 percent. When you drink alcohol, your balance, coordination and focus are all negatively affected, making riding a motorcycle a risky affair.

5. Riding Uncomfortably

When riding a motorcycle, make sure the bike fits you. If the bike is too heavy, the handlebars are difficult for you to reach or it is too powerful for your needs, you could find yourself focusing too much on controlling the bike and not enough time enjoying the ride.

6. Driving Naked

Driving naked can get you in all sorts of trouble. Even if you do have the proper clothing on, if you lack the right insurance coverage you could find yourself in a major bind. In the event that an accident occurs, even if it isn't your fault, you want to have sufficient insurance.

Riding a motorcycle is supposed to be a fun experience. If you are guilty of these ways of riding, though you might want to rethink your tactics.