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Experience We have been providing quality insurance for all types of rural and farm business including Custom Harvest insurance for over 25 years. We are an Agribusiness firm and no risk is to small or to large. We insure long haul trucking, cargo, home, auto,Farm Owners, Feed Mill and Elevator coverages. We also are an excellent source for life insurance, health insurance, annuities, IRA Accounts. Knowledgeable Staff Every person in our office knows how to serve your account. Competitive Rate We strive to provide quality insurance at reasonable rates. Availability We can be reached 24/7 via telephone, fax, E-mail, or our website. We want to be there for you. Meeting Your Needs We cater to the Agri Business at every level of production and service. forage, We insure Custom Harvesters of all small grain and cotton and you will get the same attention if you run 1 or 20 machines. If you are a farm owner we can insure your home, auto, crops, and machinery. If you own an Elevator, or are involved in agribusiness of any kind and we can help you with your risk management needs. We are able to do all types of confined animal insurance, hogs, feed lots, etc. . We have great irrigation rates for center pivots. If you need any agri business protection check us out. Customer Support We sponsor and attend safety meetings to provide a safe worksite. Rodgers & Associates Team Rodgers & Associates is committed to being one of the premier independent insurance agencies in Phillipsburg, Kansas. Our commitment is to provide customers with the best insurance value and service available, while maintaining the highest ethical standards and credibility with our clients, carriers, and the public. From Phillipsburg, Kansas we serve clients in North Dakota, South Dakota, Minnesota, Iowa, Nebraska, Oklahoma, Texas, Tennessee, Missouri and Colorado. Rodgers & Associates is a general independent insurance agency with a broad range of Commercial, Personal, Life, and Health products. We’ve aligned ourselves with some of the finest carriers to deliver these products to you. Established in the summer of 1970 as a one-man operation, Rodgers & Associates has grown to one of the premier insurance agencies in the Great Plains States. From our location in Phillipsburg, Kansas we serve middle America. Rodgers & Associates is currently owned and operated as a corporation and has over three decades of service history.
Beware Of Post-Storm Home Repair Scams!
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With extreme storms such as Hurricane Sandy and the Nemo snowstorm becoming the "new normal" in the U.S., homeowners are increasingly vulnerable to bogus repair work by shady contractors.

A report by Environment America finds that extreme rainstorms and snowstorms have become 30% more frequent on average since 1948. Moreover, the biggest storms are producing an average of 10% more precipitation during the past 65 years. Higher damages from this extreme weather make the pickings ripe for home repair and rebuilding scams, often by dishonest drifters who go from door to door.

Insurance fraud experts warn against these seven common rip-offs:

  • Disappearing down payments - A contractor demands a large down payment (often to "buy materials"), and then disappears after doing little or no work.
  • Doing shoddy work - A contractor uses cheap materials to provide low-quality repairs, leaving the job to be redone, often at your own expense.
  • Creating "phantom damage," - For example, by nicking sidewall or roof shingles with a screwdriver to mimic destruction from hail).
  • Worsening damage - Such as a contractor enlarging holes in a roof to increase his billings.
  • Billing for phantom work - This one is self-explanatory.
  • Offering to pay your Homeowners deductible - This is a con to lure your business.
  • Acting as a go-between with your insurance company - Taking control of your claim.

Fixing bad repair work can mean months of headaches - and your Homeowner's policy might not cover fraudulent repairs! Also, bear in mind that even routine home fix-ups and remodeling can be an invitation for contract scammers.

If you have any questions or would like professional advice about dealing with a home repair contractor, just get in touch with us.

Kimberly Beach
Other articles by: Kimberly Beach
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