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A & A Insure Me

A&A Insurance, located in Huntsville, AL is happy to offer a wide range of insurance products that meet your budget and your changing needs. We aim to be your single source for insurance and business planning right in your home town. We have access to the major top carriers in the US and we hope to make your search for affordable insurance a successful one! Serving all of Alabama, A&A Insurance is dedicated to offering you the very best customer care.

Totaled car?

Joel Austin Joel Austin , 8/20/2014
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8-20-14Your car has been recently deemed totaled.  Now what?  Well first let’s determined what ‘totaled’ is. A ‘totaled’ car means that the damage and cost to fix is more than the value of the car.  That doesn’t mean that the car can’t be fixed.   If you are unsure of what your options are to do with the car, here is a short list:
  • Take the insurance check and let the insurance company take care of the car.  Usually your insurance company will take ownership of the vehicle in exchange for the money .  This is the most popular way to handle the car.
  • Don’t file the claim and fix (if you are unable to drive it) the car.
  • Keep it and don’t fix the vehicle (if you can drive it).  It may be throwing good money out the door by fixing it.
  • Donate the vehicle.  There are countless donation centers that will take your beat up old vehicle and use it for their charity.
  • Keep it and sell it for parts.  You won’t get a whole lot of money when you do this but this is a good option.  Especially if you have a vehicle that it is hard to find parts for.
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