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I would like to take a moment to introduce myself – I am Karla Leonard-David, CEO of IMI Asset Management Company. I hold a double B.A. in Business Economics and Art History. IMI Stands for Investment Management International and was originally founded in 1995. In 2012, IMI went through a complete transformation. That transformation included implementing a complete social media presence. I have designed and write an educational blog that is posted to my personal and company Facebook and LinkedIn pages. These articles are a tool to inform and educate on financial planning topics. The biggest part of that transformation occurred when IMI became a full service asset management company. IMI has partnered with Jerry Vines, MBA, EA and the Law Office of Sharon Morff, to offer a fully engaged estate planning package, designed specifically to your goals. Most people do not have a solid financial plan. A reason for this is that most lack insight into what is going on in the financial industry. I realize that the process of creating a strategy for retirement can feel pretty intimidating which is why I am constantly searching for new materials, whether they are videos, articles or just questions and answers to share with everyone. IMI Asset Management Company is focused on the belief that our customers’ needs are first. I am committed to meeting those needs. I am a firm believer of the personal touch, which is so lost in today’s world. As a result, a high percentage of IMI’s business is from repeat client business and referrals. IMI Asset Management Company was selected in 2012 by the USCA as the recipient of the Best of Rancho Cucamonga Awards in Financial Planning. We want you to be able to assess, from these insights, your financial portfolio to ascertain that it is aligned with your ultimate goals for your retirement and passing your estate probate free down to your heirs. We strive to make sure you evade the costliness that can result from poor planning. We would welcome the opportunity to earn your trust and deliver you the best individual and personalized service in the industry in helping you obtain your goals. We invite you to come “join” our IMI Family.
Life Policies Offer Valuable Options
With the wide array of Life insurance products on the market, how can you be sure that you're getting the best deal for your premium dollar? Although buying Life coverage is a critical financial decision, all too many people choose coverage without taking advantage of the variety of features that can add significant value to their purchase.

According to industry experts, frequently overlooked policy add-ons include:

  • Guaranteed purchase option. This feature permits you to buy coverage starting at a specific life event (such as retirement) or on a set date without showing proof of good health.
  • Term rider for a spouse or child. You can add coverage for a spouse or dependent child, under the age of 26. In many cases, this option offers significant discounts, compared with the cost of purchasing separate policies.
  • Premium waiver. If disability or serious injury leaves you unable to work, the insurance company will pick up your premium.
  • Accelerated death benefit. Should you face a terminal illness, you can borrow cash advances against the policy's death benefit. Policyholders often use these advances to pick up the tab for palliative services or hospice care during their final days, relieving the financial pressures on their family or caregivers.
  • Long-Term Care rider. Some policies allow you to use policy benefits for long-term medical care in return for reducing the death benefit.

You might also be eligible to benefit from other Life policy options.

Our insurance professionals would be happy to provide a review of your needs and tailor coverage that offers the best value at an affordable price. Just give us a call.

Karla Leonard
Other articles by: Karla Leonard
Categories: Life Insurance, About Us, IMI Asset Management Company
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