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IMI Tree of Knowledge

I would like to take a moment to introduce myself – I am Karla Leonard-David, CEO of IMI Asset Management Company. I hold a double B.A. in Business Economics and Art History. IMI Stands for Investment Management International and was originally founded in 1995. In 2012, IMI went through a complete transformation. That transformation included implementing a complete social media presence. I have designed and write an educational blog that is posted to my personal and company Facebook and LinkedIn pages. These articles are a tool to inform and educate on financial planning topics. The biggest part of that transformation occurred when IMI became a full service asset management company. IMI has partnered with Jerry Vines, MBA, EA and the Law Office of Sharon Morff, to offer a fully engaged estate planning package, designed specifically to your goals. Most people do not have a solid financial plan. A reason for this is that most lack insight into what is going on in the financial industry. I realize that the process of creating a strategy for retirement can feel pretty intimidating which is why I am constantly searching for new materials, whether they are videos, articles or just questions and answers to share with everyone. IMI Asset Management Company is focused on the belief that our customers’ needs are first. I am committed to meeting those needs. I am a firm believer of the personal touch, which is so lost in today’s world. As a result, a high percentage of IMI’s business is from repeat client business and referrals. IMI Asset Management Company was selected in 2012 by the USCA as the recipient of the Best of Rancho Cucamonga Awards in Financial Planning. We want you to be able to assess, from these insights, your financial portfolio to ascertain that it is aligned with your ultimate goals for your retirement and passing your estate probate free down to your heirs. We strive to make sure you evade the costliness that can result from poor planning. We would welcome the opportunity to earn your trust and deliver you the best individual and personalized service in the industry in helping you obtain your goals. We invite you to come “join” our IMI Family.


Karla Leonard Karla Leonard , 5/27/2015
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Where are you headed? particular where are you headed with respect to your retirement?IMI Asset Management Co, CA, Financial Planning The majority of Americans, especially the baby boomers started saving for their retirement in the last century. Remember the comfort you felt tucking away money into your 401(k), IRA or company pension?  Similar to that feeling of security my sisters and I felt when we thought that section of the creek was safe to wade in and cross.  Look where we were headed though... All was going so well, right?...until the 2007-2008 market crash.  However, the reality is from 2004-2013, the S&P endured a major recession which unfortunately caused an unprecedented downgrade in the U.S.'s credit rating.  Also, the bond buying by the Feds had tapered down from $85 billion per month to $45 billion.  This bond buying is what has artificially propped up the stock market. The S&P 500 is the most accurate measure of the stock market as a whole.  This index gauges the performance of the stocks of the 500 largest companies in the U.S. Think about the expectations you had in your retirement portfolio prior to 2004.  Up until that point portfolio values were soaring as well as the real estate market. Although it appears the S&P index has rebounded, but has it really? Quite a few major prominent researchers like Harry Dent, James Rickards, and Doug Hill "fear a 70% stock market collapse is imminent in the near future followed by a $100 trillion American meltdown." Over the past several years the dollar is steadily being devalued as the Fed prints and pumps more money into the system.  The result...inflation and taxes increasing. This country is still waiting to hear how Congress and the President intend to resolve the existing $17 trillion deficit. As we all lay down on this huge boulder looking over the edge at all these 'water moccasins' that are swarming around in the economy today...what does one have to do now to ascertain the ultimate security so many strive for in retirement?  What's the best way to position your portfolio to avoid being bitten? The number one concern of the baby boomer generation is 'not running out of money' during the retirement years.  How can increased medical expenses that come with aging be financed?  What's the best course of action to ascertain there is something left to pass on to our heirs? Since no situation is exactly the same, the resolution for each of these concerns is slightly different.  However, there are some common denominators that can be set in place. As we wade down the stream towards our retirement years, change in direction is imperative in your portfolio otherwise you'll find yourself "ending up where you are heading"...into the "moccasin's den'.