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Providing business owners and families with the innovative advice, guidance and solutions since 1959. McVey Insurance – located in California’s Central Valley, is one of the leaders in Personal, Commercial and Life Insurance products. Your business and your personal assets are priceless. That knowledge is at the forefront of our hearts and minds while we assist every client to make the most important protection decisions of their lives. The lowest price isn’t always the right price, but we make sure you find the most competitive solution the insurance marketplace has to offer – always. You’ll be able to move forward with trust and confidence that the insurance solution we recommend for your family or business, will be the one that’s right for your needs. Are You A Business Owner looking for Competitive Insurance? Whether you’re looking for workers compensation insurance, commercial auto coverage, general liability or professional liability for your business, McVey Insurance is committed to finding you affordable and comprehensive insurance coverage, never compromising on protection or quality. You’re never just a number to us – and when you need your insurance coverage to respond, it’s like having family in the business. Looking For Personal Insurance? We have strong relationships with the most competitive carriers you’ll find anywhere. These strong relationships help us get you the valuable protection you need, and the fast – responsive claims handling service you expect when you need us most. Whether it be life insurance, a personal automobile policy, or health insurance in Central California, our experienced agents will take care of you – like we have for thousands of others since 1959. McVey Insurance – We’re Always At Our Best.
Slash workers comp losses with pre-employment screening
McVey Insurance, CA, Company screening for new employeesAccording to the U.S. Bureau of Labor Statistics, around a third of all workers' compensation claims are filed by employees only on the job for a year or less, with 13% being filed by an employee in their first three months of employment. You can evaluate the statistics as they relate to your own company's claims by sorting your employees into two categories - those employed longer than one year and those employed less than a year. Once all your employees have been sorted into the two groups, you can determine the frequency of claims per 100 employees from each group. If a large section of your workforce is aging and working physically demanding jobs, then you might find that your long-term employee group may have more claims. However, most employees will find that it's their shorter-term employees that have the higher claim frequency. It's the lack of experience and training that's one of the main culprits behind shorter-term employees having a higher claim frequency. The good news is that as they get more work hours under their belt and receive additional classroom and/or on-the-job training, they will gain experience and knowledge about safety hazards and become more safety conscious as they perform their job tasks. Another factor causing new hires to be more prone to accidents is their personality traits and habits. Some workers might have a personality that leaves them with a tendency to ignore the rules. Other workers might simply believe that they should be left to their own devices if they get their work done on time. There are also certain employees that are prone to using short cuts. Maybe it's in their nature, or maybe from habit, but either way they do it without regard to the risks involved. As far as personality factors go, one of the best solutions will be to pre-screen applicants so that you can help avoid hiring someone that doesn't demonstrate habits and personality traits conducive to your ideal working environment. The two types of pre-screening tests are: Behavioral assessments and personality measures. Behavioral assessments will ask an applicant extremely direct questions, such as about personal drug use and theft. It's easy to assume mistakenly that the applicant would just lie and answer the question as it should be answered. However, behavioral assessment questions are so blunt that the applicant is often caught not paying attention and will answer the questions honestly without even thinking about it or realizing they're admitting to a bad behavior. The behavioral assessment will allow you to know the exact nature of the risk the applicant poses. Personality tests will examine an applicant's personal characteristics, attitude, and opinions. The questions are much more indirect than a behavioral assessment. The responses can help you evaluate and rank various job applicants based on the possible risks they pose. In closing, using both tests together can be a very potent risk control tool. Employers that utilize such pre-screening tests also find that they can save significantly from better avoiding hiring an applicant that's not very likely to stick with the job, and from potentially reducing their number of Workers Compensation claims. Content provided by Transformer Marketing.
James Mcvey
Other articles by: James Mcvey
Categories: Business Insurance, McVey Insurance, Modesto
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