Gillingham & Associates (G&A) is a division of Philadelphia Insurance Companies that specializes in commercial property & casualty insurance for the outdoor recreation and hospitality industries. Since 1991, we have been devoted to this industry and are committed to providing the most comprehensive and competitive products for our clients. Our office is located at the base of the Rocky Mountains in Westminster, Colorado.

Most of our programs are offered nationwide and are open to licensed independent insurance agents.

Gillingham & Associates is unique. Unlike many competitors, we focus exclusively on insurance programs for outdoor- and recreation-related businesses. This means we have insights into this sector that large, faceless corporations don’t.

Not only do we underwrite outfitters, guides, and other more “traditional” outdoor businesses, we also have a unit underwriting outdoor recreation and hospitality accounts that reach beyond the guidelines of The Great Outdoors Insurance Program. Simply put, any recreational or hospitality account can be a fit with Gillingham & Associates.

Clients often have exposures that require special underwriting attention or manuscript insurance coverages. Our industry-specific underwriting expertise gives us the ability to meet these needs by providing a complete multi-line package account providing insurance coverage for their unique operations. The account may be quoted surplus lines to take advantage of rating expertise and coverage forms.

Since our underwriters work with business like yours every day, they can help you avoid buying unnecessary coverage and recommend areas where you might want to think about extra coverage, as well.

If your business provides outdoor recreation, hospitality or lodging services, you owe it to yourself to contact us. Just submit completed applications and our underwriter will contact you to discuss the details of your operation. Don’t forget waterborne activities, trekking, equine use, summer and winter sporting activities.

We look forward to working with you and welcome any questions you have.