Proctor Financial, Inc.
Contact Us
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Proctor Financial, Inc.
Contact Us
contact_phone Click to call
Hard-to-Place Property Insurance

Hard-to-Place Property Insurance Program Residential & Commercial Property Insurance

KwikRisk® is Proctor Financial, Inc.'s individual property program for Hard-to-Place residential, commercial and real estate owned (REO) properties.

Our Hard-to-Place Property Insurance program can be utilized with PFI’s lender-placed hazard insurance program, Mortgage Guard® or REO Guard®, where the loan values exceed the limit or are not eligible for coverage under the standard program for financial institutions. Non-financial entities covered under KwikRisk® include non-real estate collateral, contractors’ equipment, machinery and business personal property. Strip malls, office buildings, warehouses and new construction are a few classes of business written under the KwikRisk® property program.

The program highlights for PFI’s Hard-to Place Residential, Commercial Property, and REO Insurance include:

• Hard-to-place property and unusual risks are PFI's specialty
• Non-financial entities and non-real estate collateral can be covered
• Excess & surplus lines insurance markets; AM Best rated “A" or better
• Individually underwritten with tailored limits, coverages and terms
• Insurance quotes offered within 72 hours of submission
• Also utilized in conjunction with Mortgage Guard® & REO Guard® when values exceed policy limit 
For more information regarding PFI’s  Hard-to-Place Property program contact us.

U.S. States Available

  • U.S. States Available:
  • US Territories:
    Guam, Puerto Rico, Virgin Islands
  • Provider Type:
    Managing General Agency
  • Admitted:
    No States
  • Carriers:
  • Carrier Ratings:
    A or better
  • Commission:
  • Min Premium:


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5225 Crooks Road
Troy, MI 48098
Proctor Financial, Inc.



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Proctor Financial, Inc. has other insurance programs like Lender-Placed Hazard Insurance .