Raley, Watts & O’Neill has been serving our clients insurance needs since 1950. We started as a one person operation in Lexington Park, MD and we are proud of our small town heritage. We have worked hard to maintain the fundamental principles of our roots while we have grown into a company that serves our clients throughout the United States, the Mid-Atlantic and Internationally.
We pride ourselves on getting it right and taking care of the needs of our clients. Raley, Watts & O’Neill simplifies the insurance process and takes the time to make sure each of our clients understand their options, what they are buying and where their money goes.
Raley, Watts & O’Neill's staff is committed and has the expertise and extensive experience in a wide range of insurance products and services like Personal, Commercial, Safety/Risk Management, Bonding, Group Health, Life and Financial Services. We would welcome the opportunity to demonstrate to you how working with Raley, Watts & O’Neill is about more than just insurance; it is about a long term relationship. We always strive to never waver from our values – C.A.R.E
Raley, Watts & O’Neill Core Values
Client Focus. Accuracy. Respect and Integrity. Excellence.
Why Raley, Watts & O’Neill?
Straightforward, Clear Language
Raley, Watts & O’Neill will explain the insurance process to you in clear, straightforward language. We want you to know where your money is going and what factors determine the cost of insurance for your company.
Training and Education
We provide a variety of free training on everything from forklift safety to defensive driving to HR compliance. We also do job site audits and tracking tools and provide planning to help you stay OSHA-compliant. Over the past year, Raley Watts and O'Neill has provided their clients with 401k, 125 plans, employment practices and free classes on CPR/First Aid.
Transparency of Insurance Costs
Other insurance companies can generate very different premiums based on many different reasons, from the quality of safety planning to loss history. Do you understand the factors that go into what you pay for insurance? Do you know how much you are paying your agent? We will take the time to explain what makes your fees what they are and design a plan to keep your insurance costs as low as possible.
The Right Coverage at the Right Time
Do you really understand how your insurance program works? A low premium does no good if you have no coverage when a loss occurs. Many companies do not realize that key exposures are not properly insured or, even worse, not covered at all until there is a major loss.
Thorough coverage usually does not cost significantly more, but it takes a thorough analysis and expertise to get it right.