Tri-State General Insurance Agency

A small town company doing BIG things for you !
  • person
    Ed Dickerson, President
  • place
    One Plaza East 4th Floor, Salisbury, MD 21802
  • contact_phone

Tri-State General is a specialty wholesale insurance agency located on the Eastern Shore of Maryland. Our marketing territory encompasses Maryland, Pennsylvania, Virginia, Delaware, New Jersey and the District of Columbia. We are proud to be a small town company capable of doing big things for our customers!

What sets us apart from other wholesalers is our staff. With an average tenure of 12 years, our entire team knows you and your needs. We take pride in assisting you in growing your business. When you contact us, you will hear from the same friendly people whose goals are to help you write, retain and service your clients.

We do this in several ways:

  • Responsive and knowledgeable insurance professionals who develop long-term relationships with you. Our experience has shown us that you like to work with the same people year after year.
  • A paperless environment allows instant access to information so we can answer your questions quickly and accurately.
  • Representing only financially strong companies, both admitted and non-admitted, who share our common goal of writing and retaining business and delivering consistent service.

Insurance requires specialization. Tri-State consists of two divisions: Transportation & Property/Casualty.


Our team can place most commercial transportation exposures. We understand the differences between underwriting a single unit versus a fleet. There is a difference!

Our core focus is the 1-4 unit account where we enjoy a high bind and retention ratio. Recent successes include:

  • Public Auto: church buses, daycare vehicles, school buses, stretch limousines, airport transportation and non-emergency medical.
  • Business Auto: funeral vehicles, waste haulers, contractors, dump trucks, local/intermediate trucking and household goods movers.
  • Truckers: local, intermediate & long haul. Trailer Interchange, Inland Marine and General Liability are also available

Launched in 1992, our Garage program is the fastest growing area in the transportation department. Products include:

Non-franchised dealers, wholesalers, service operations, mobile service repair, detail operations, mono-line garagekeepers, dealers physical damage & on-hook coverage.

We are experts in this field and are ready to help you navigate from submission to binder.

Property & Casualty

Our team’s focus is small to medium size accounts on an admitted or non-admitted basis. The depth and scope of our companies allow us to provide you a competitive quote.

Highest binding products include:

Vacant Buildings/Dwellings, Apartments, 1-4 Family Dwellings, Restaurants/Taverns, Daycare Centers (commercial & residential), Mercantile, Lessors Risk Only, Hotel/Motels, Churches, Artisan Contractors, Roofers, Janitorial, Truckers and Special Events

Coverage’s include:

Package Policies, General Liability, Property, Liquor Liability, Inland Marine, Professional Liability, Directors and Officers, Homeowners and Excess Liability.

Ease of doing business
We are your friendliest & most professional wholesale insurance agency!

A small town company doing BIG things for you!


There are no locations.