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Explore Auto Shop Workers Compensation Options

Bookmark and Share Workers' Compensation is insurance coverage most employers must purchase. It provides numerous benefits for employees and helps them return to work after a work-related injury or illness. Explore auto shop Workers' Compensation options for your business.

What is Auto Shop Workers' Compensation?

An employee who sustains an injury or suffers from an illness while on the job can claim Workers' Compensation. It pays for medical treatment and other expenses until the employee can safely return to work.

Types of Auto Businesses that Qualify for Auto Shop Workers Compensation Options

Numerous auto industries may purchase Workers' Compensation. They include:

  • Sellers and Dealers of new and used vehicles
  • Service and Repair Centers that perform repair or service work on mufflers, brakes, engines and other auto parts, including auto dealers, glass replacement or tinting companies and car washes
  • Body Repair businesses that work on fiberglass, metal or plastic or perform dent removal, upholstery services and painting
  • Parts Stores, including retail and wholesale parts and accessories stores and drivers
  • Machine Shops that fabricate, manufacture or rebuild parts that aren't attached to a vehicle
  • Recycling and Drivers in salvage yards or dismantling operations
What Are Your Auto Shop Workers Compensation Options?

State guidelines include details on the specific auto shop Workers' Compensation options available to your auto business. Possible expenses covered by Workers' Compensation include:

  1. Medical Treatment

    Injured or ill employers receive medical treatment, including:

    • Medical services
    • Emergency room and other hospital treatment
    • Surgery
    • Medicine and medical supplies
    • Lab testing and procedures
    • Orthopedic appliances and prostheses
    • Physical or occupational therapy

  2. Payments for Lost Wages

    Employees who are disabled or unable to return to work may receive a portion of their lost wages.

  3. Specific Loss Benefits

    An employee who suffers from a serious and permanent face, neck or head disfigurement or loses the permanent use of sight, hearing or a finger, thumb, hand, arm, toe, foot or leg may receive a specific loss amount.

  4. Death Benefits

    An employee's survivors may receive a death benefit if the employee is killed on the job.

  5. Vocational Rehabilitation

    Training and education that helps an injured or ill employee return to work may be covered by Workers' Compensation. Benefits may also pay for an evaluation, retraining and other expenses associated with helping an employee qualify to work in a different job or industry.
Auto shop Workers' Compensation options is important coverage that ensures employees receive necessary medical treatment that allows them to return to work as quickly as possible. It also protects auto businesses. Explore your auto shop Workers' Compensation options and update your coverage as you meet your needs.

Reduce Stress to Legs, Back and Neck at Work

Bookmark and Share After several hours of sitting at your work desk, it’s finally time for your break. The moment you stand up for your break, you realize that your legs are numb, stiff, or just won’t work. This is a common scenario experienced everyday by a variety of desk workers. Not that being devoted or working hard is a negative thing, but it can be detrimental to the body if smart work habits aren’t employed.

When workers become immersed in their work, it’s often hours before they even realize that they haven’t moved their lower extremities. This type of prolonged motionless work might seem like something that would increase productivity, but it can lead to an array of health problems, such as obesity and stress. The resulting problems actually make for a less productive employee.

Obviously, the first smart work habit is to get up and stretch the lower extremities and get blood flowing again. Ideally, workers should get up from their desk every hour for just a few minutes. This can be accomplished simply by walking to the water cooler, bathroom, copier, or such.

The computer is a key source of bad work ergonomics and negative impacts on the health of workers. Experts suggest that computer monitors be positioned directly in front of and arms-length away from workers. To minimize any eye strain from glares on a computer monitor, it should be tilted slightly downward. The worker can help minimize eye strain by blinking frequently to keep the eyes moist. It might be necessary to focus from a different angle, such as by slightly tilting the head upward.

Likewise, the computer keyboard should be placed directly in front of workers. It should be positioned at a comfortable distance. Try the computer at a sloped and flat position to see what feels more comfortable. It might also be helpful to rest and relax the palms when not typing.

Now that the computer and keyboard are positioned properly, workers should make sure that their own body is in good alignment. Make sure that the feet are flat on the floor and the back is supported. A lumbar support may be helpful to support the back. Stores that sell ergonomic office supplies will have work equipment, such as a chair with the lumbar support or a lumbar support insert, that’s been designed scientifically for comfort and ease of use.

Workers who take care of their body at work will feel better at work and at home. Even with the tiny amount of time lost to stretching and ensuring proper body mechanics and equipment positioning, this worker will also ultimately be more productive.

Tips for Safety In Distribution Centers

Bookmark and Share Safety in distribution centers is your top priority at work. After all, going home in one piece at the end of the day is as important as fulfilling orders. You can do your part to ensure safety in distribution centers when you follow these tips.

Evaluate Each Area

Most distribution centers have potential hazards in dozens of areas. Check each area regularly to remove potential hazards in:

  • Housekeeping
  • Storage height
  • Aisle width
  • Fire protection
  • Hazardous product storage
Train Everyone

While your company may employ a safety manager, everyone is responsible for safety in distribution centers. Train all employees to spot and remove or report hazards and to follow safety protocols at all times, even before and after work or during breaks.  

Obtain Proper Safety Certifications

Everyone who operates equipment or works around hazardous materials must obtain the proper certifications. That training includes safety lessons and protects everyone on the job.

Talk About Safety in Distribution Centers

Prioritize safety conversations as often as possible. Ask your co-workers if they're having a safe day, encourage them to stay safe and discuss safety numbers as you maintain a safe job site.

Take Charge of Safety in Your Area

You may not be the distribution center's safety manager, but you are responsible to exercise safety precautions. Be an example of safe practices for everyone else as you protect the entire center.

Cooperate With Safety Drills

Safety drills ensure everyone knows how to react in an emergency. Enthusiastically cooperate with these drills, and encourage your co-workers to participate as you promote safety in distribution centers.

Clean Your Work Station

Keep your work station clean. If you spill something, pick it up so no one slips, and encourage your co-workers to clean their work stations, too.

Maintain Proper Posture

As you perform your duties, maintain proper posture and prevent injuries.

  • Use proper lifting techniques.
  • Avoid twisting.
  • Use an order picker, pulleys, carts and mechanized equipment as necessary.
Protect Visitors

It's your job to keep your customers, colleagues and visitors safe when they're on your property. Provide hard hats, ear protection and non-slip shoes if appropriate, and brief delivery drivers and vendors on safety procedures. Chaperone visitors, too, so they stay safe as they navigate your facility.

Confront Unsafe Behavior

When you see a co-worker acting in an unsafe manner, talk to them about it. Make sure they know what they should be doing as you partner together to promote a safe work environment.

Keep Improving

While your distribution center may have earned safety records, there's always room for improvement. Push your team to continue learning about safety protocols and focusing on safety in distribution centers.

Safety in distribution centers is everyone's responsibility. Do your part by following these 11 tips.

An Alert Driver is a Safe Driver

Bookmark and Share Going for a drive or riding in a car can be a relaxing experience, but drivers need to remain alert when behind the wheel. Although anyone could fall asleep while driving, certain target populations are more prone to having accidents because of falling asleep.

For instance, men are twice as likely as women to have an accident due to drowsiness. Teenagers, who love burning the candle at both ends, are another group with the potential to doze off while driving. In fact, teenagers and their 20-something counterparts are less likely to admit to being too fatigued to drive and will often get in the driver's seat, even if they shouldn't.

Naturally, there are work-related reasons that contribute to falling asleep while driving. Shift workers who work nights or rotating shifts often have trouble sleeping because their inner clock may be off kilter. Commercial drivers have an increased exposure to accidents as a result of driving during the late night and early morning hours when their biological clock tells them that they should be sleeping.

What can you do to help prevent yourself or a loved one from becoming a statistic? The best solution is a nap that lasts for about 20 minutes before you drive. Although many Americans do not allocate time for an afternoon rest, napping is a normal part of the human sleep-wake cycle. There is a biological tendency to fall asleep in mid-afternoon.

In certain parts of the world, mid-afternoon activities are brought to a halt so that people can take advantage of their natural tendency to sleep. This kind of nap that is taken before the afternoon work period begins is looked upon as a restorative activity, not idling away time that could be better spent doing other tasks.

Napping is even more important if your sleep is disturbed the night before, or you actually slept for fewer hours than your body requires. Napping the next day can help relieve your sleepiness and enhance your ability to remain alert.

The other factors to remember are that most sleep related accidents happen in non-urban areas, generally on roads with 55 mph-65 mph speed limits. When combining the restful quiet of a suburban setting with the steady pace of that speed limit, you have the makings of a situation in which a driver could easily be lulled into sleep. Also, the early morning hours are a particularly vulnerable time for drivers on extended runs.

The best remedy for these conditions is periodic rest stops in designated rest areas. Interrupting your driving for a 20-30 minute nap can make all the difference in restoring your alertness and your responsiveness. Avoid becoming a grim highway statistic. Take the time you need, and protect yourself and others on the road.