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Is It Infected, Or Just Busted?

Bookmark and Share Sometimes it looks like a virus and it turns out to be a virus. Other times, a simple hardware malfunction can mess you up in ways that will make you think you've been infected when all you really need to do is replace a damaged component. Here are a few examples of hardware errors that some people mistake for infection:

Computer Keeps Shutting Itself Down

If this happens with a laptop or desktop computer, the issue could be as simple as your computer overheating. Fans will wear out and break down, driving up the temperature, and your PC or laptop will shut itself down to avoid any damage due to overheating. This is common for people whose work is media-intensive or if you play CPU-hogging high-end computer games. You can usually replace any fan that's busted, but if it's the graphics card, you might need to buy a whole new one. In the meantime you can always downclock your computer and leave your tower open and use a desk fan, but this fix is a little unwieldy as anything but a temporary fix.

Blue Screens

This is usually an issue related to poorly-made hardware drivers. It could also be a hard drive or a motherboard that's on its last legs. In any event, it's usually a problem that can be solved with either an update or an upgrade. There aren't a lot of viruses that will give you a blue screen of death without any other symptoms.

Computer Won't Boot

This could be an issue with the power supply. Check to ensure everything is in order on that end and then try again. If that doesn't work, it may be your CPU.  If you're getting a "No Bootable Device" message, then that usually means that your hard drive is the culprit, and you'll want to run Startup Repair.

Jumbled Data

This is the most "virusy" symptom on the list, but it might actually point to issues with your RAM. Your computer's temporary memory might simply be "misremembering" something when it tries to read the data back to you.

The good news is that replacing one component is usually pretty affordable and pretty easy. The bad news is that it's a bit like maintaining a car that's acting wonky: You might not know what you need to replace until you've already replaced a dozen other things. In any event, these are issues where antivirus software won't do the job.
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Your Business Needs Cyber Liability

Bookmark and Share In today's high-tech world, individuals can carry thousands of client files on flash drives in their pockets or purses. People are conducting business on the go and sensitive information is accessible at the click of a button. Managers are using their laptops or tablets through "hot spots" at local coffee shops to access customer databases. Healthcare professionals shopping at supermarkets can get patient files on their smartphones.

If you think of information security breaches primarily in terms of malicious hackers cracking the networks of big corporations from thousands of miles away, think again.

The hacking of such corporate giants as Global Payments, Epsilon, and Sony prove that size and sophistication can't stop data thieves. However any company that stores customer information in electronic format is vulnerable to cyber privacy liability exposures than can cost megabucks - or even put a firm out of business - which means they need insurance against these risks.

Cyber Liability coverage can protect your business against breaches of privacy from unauthorized access, physical taking, or the mysterious disappearance of confidential information that leads to third-party losses resulting from identity theft. Depending on your needs, the policy can also provide a variety of coverages, such as Business Interruption, Cyber Extortion, and Systems and Data Recovery. Other options can cover the cost of contacting those affected by the data breach, computer forensics to analyze the breach, fines and penalties, potential HIPAA (client medical records) exposures, and online activities on your company site.

The development and expansion of Cyber Liability coverage during the past two decades has paralleled the explosive growth of computer technology: Today's policies are increasingly comprehensive - and inexpensive.
Scurich Insurance Services 831-661-5697 Website
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