Engineers Professional Liability Insurance — Alexander J. Wayne & Associates, Inc.
Alexander J. Wayne & Associates places Engineers Professional Liability Insurance for a broad spectrum of design professionals. As a wholesale broker with deep A&E market access, we offer admitted and surplus capacity through multiple carriers to handle both routine and hard-to-place risks. Our placement options include first-party professional liability coverage and extensions to protect against third-party exposures, including vicarious liability arising from professional subcontractors.
Who this program serves
This program is designed for agents and brokers who need flexible coverage for design professionals. Typical classes we write include:
- Architects
- Structural engineers
- Geo-technical engineers / soils testing
- Land surveyors
- Electrical and mechanical engineers
- Process and civil engineers
- Construction managers (at-risk and agency)
Coverage highlights and advantages
- Primary professional liability wording with optional third-party and vicarious liability extensions.
- Admitted and non-admitted markets available—placement through multiple admitted and surplus carriers.
- Flexible limits and deductible options to match client needs and contract requirements.
- Underwriting experience for complex or high-exposure projects (dams, bridges, mines, petroleum/pipeline, nuclear, condominiums, design/build).
- Ability to place solo practitioners and new ventures as well as firms with adverse loss history.
Ideal accounts and appetite
Alexander J. Wayne is suited for a wide range of A&E risks, including:
- Small to mid-size firms seeking admitted paper or surplus capacity.
- Firms working on heavy civil, infrastructure, energy, and petrochemical projects.
- Design/build teams and construction managers requiring professional liability written with construction exposures in mind.
- Accounts with prior claims or unique project exposures that need tailored submission and market access.
We are generally open to accounts with adverse loss history, solo firms, new ventures, and firms involved in specialty work such as dams, bridges, mines, nuclear, and pipeline projects. Very large program placements or risks with unresolved regulatory matters may require expanded underwriting submissions and tailored terms.
Underwriting notes and minimum premium
Typical submissions should include the applicant’s professional liability application, current resumés of key professionals, copies of standard contracts, and loss runs. Minimum premium: varies by carrier and state—please confirm on submission. Because we work with both admitted and surplus markets, we can structure terms to meet contractual or budgetary constraints.
Territories and availability
This program is available in the following states and territories: AL, AK, AZ, AR, CA, CO, CT, DE, FL, GA, HI, ID, IL, IN, IA, KS, KY, LA, ME, MD, MA, MI, MN, MS, MO, MT, NE, NV, NH, NJ, NM, NY, NC, ND, OH, OK, OR, PA, RI, SC, SD, TN, TX, UT, VT, VA, WA, DC, WV, WI, WY. We place business through admitted and surplus markets as appropriate for the risk.
Why work with Alexander J. Wayne & Associates
As a wholesale broker with specialized A&E placement capability, Alexander J. Wayne provides market access, experienced underwriting intake, and the flexibility to handle both standard and hard-to-place engineers professional liability accounts. Our broad carrier panel and experience with complex project exposures help you secure the right coverage for clients that require tailored terms.
Example account scenarios
- You have a mid-size structural engineering firm bidding on bridge repairs that requires higher limits and a vicarious liability endorsement for subcontracted inspection work — we can seek admitted or surplus markets to satisfy the project owner’s contract.
- A single-owner geotechnical consultant with prior small claims needs renewal with limits and retroactive coverage — we can place new ventures and solo practitioners through carriers familiar with that profile.
Call your Alexander J. Wayne wholesale underwriter today to discuss submissions, appetite, and the best market strategy for your client’s Engineers Professional Liability needs.