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American Specialty Insurance & Risk Services
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American Specialty Insurance & Risk Services
Contact Us
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Concert and Event Promoters Insurance

 
 

Comprehensive Insurance for Concert and Event Promoters

Concerts, festivals, expos, and touring shows require careful planning—and the right insurance partner. American Specialty Insurance & Risk Services offers a specialized Concert and Event Promoters Insurance program designed specifically for producers, promoters, and facility operators managing live events and productions across the U.S. Our program allows insurance agents and brokers to confidently place a wide range of entertainment-related risks with tailored solutions and responsive service.

Ideal Accounts and Target Classes

This program accommodates a broad spectrum of event and entertainment operations. Whether your client promotes a local music festival or manages a national touring show, we offer flexible risk solutions. Ideal account types include:

  • Amphitheaters
  • Concert and Festival Promoters
  • Touring Shows and Performances
  • Expositions and Trade Shows
  • Civic Centers and Convention Halls
  • Stadiums, Arenas, and Performing Arts Venues
  • Special Events and One-off Productions
  • Facility Managers and Event Coordinators

You might have a client organizing a multi-day food and music festival or managing a regional arena hosting large public events—this program is built for those types of exposures.

Coverage Highlights and Program Advantages

Our concert and event program provides robust protection to address the unique risks of live entertainment. Coverage offerings include:

  • General Liability
  • Participant Legal Liability
  • Volunteer Coverage (Additional Insureds)
  • Liquor Liability
  • Automobile and Property
  • Worker’s Compensation
  • Excess/Umbrella Liability
  • Contingent Fireworks Coverage
  • Employee Benefits Liability
  • Crime and Theft
  • Participant Accident Medical
  • Deductible and SIR Options

Program highlights include:

  • Admitted coverage available
  • Policies backed by A.M. Best “Excellent” or higher rated carriers
  • Program-specific rates, forms, and underwriting
  • Non-auditable policies
  • 24-hour claims service
  • Online tools and resources for agents

Underwriting Details and Minimum Premiums

Minimum premiums vary depending on risk characteristics, size of the event, attendance, and coverage limits. American Specialty handles all underwriting in-house, ensuring responsive turnaround and an efficient process for agents.

Territories and Availability

The Concert and Event Promoters Insurance program is available in all 50 states plus Washington, DC. Whether your client is based in California, Texas, New York, or anywhere in between, American Specialty has national reach and the ability to write admitted coverage wherever you do business.

Why Partner With American Specialty?

As a leading Managing General Underwriter focused on the sports, leisure, and entertainment sectors, American Specialty brings deep industry expertise, proprietary program structure, and service-driven support to every placement. All underwriting, claims, risk management, and policy administration are handled in-house—giving agents one point of contact and faster service. With flexible solutions and a proven track record, we help agents meet the dynamic needs of their entertainment clients with confidence.

Frequently Asked Questions

What types of accounts are a good fit for this program?

Ideal accounts include concert promoters, event producers, touring show operators, performing arts centers, and managers of arenas or amphitheaters.

Is coverage available in all states?

Yes, the program is available in all 50 states and Washington, DC, with admitted coverage options depending on the specific state.

Does the program cover liquor liability?

Yes, liquor liability is available as part of the coverage offering for qualifying events and venues.

What is the minimum premium for this program?

Minimum premiums vary depending on the size and nature of the event, but flexible options are available to fit a wide range of risks.

Is underwriting handled in-house?

Yes, American Specialty provides in-house underwriting, claims management, and policy administration for streamlined service.

Need help placing an account? Connect with a market specialist.

U.S. States Available

  • U.S. States Available:
  • Provider Type:
    Managing General Underwriter
  • Admitted:
    All Available States
  • Carriers:
  • Carrier Ratings:
    Insurance carriers rated "A" or higher by A.M. Best
  • Commission:
    Varies
  • Min Premium:
    Varies

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CONTACT INFORMATION

LOCATION

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AGENCY LICENSING

 

Licensing
Each state’s regulatory department requires licensing for any broker soliciting coverage within that state. Failure to maintain proper licensing status can result in penalties not only to the broker, but also to the insurer. Therefore, in addition to the completed Broker Agreement, we require that you provide the following:

1.      A copy of your resident license and, if applicable, non-resident licenses for each state in which you have an account insured with our program.

2.      A copy of your agency’s corporate license issued by your state's Department of Insurance.

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American Specialty Insurance & Risk Services has other insurance programs like Amateur Sports Associations Insurance.