Comprehensive Technology E&O Coverage
Capitol Special Risks offers a broad and flexible Technology Professional Liability program designed to address the complex risks facing technology professionals and service providers. This program is suitable for a wide range of tech-based operations, including:
- Software developers and programmers
- IT consultants and managed service providers
- Data hosting and cloud solution providers
- Web developers and digital marketing firms
- Technology staffing and placement agencies
We offer solutions for both admitted and non-admitted business, depending on the state and risk profile.
Key Coverage Highlights
Our program includes a wide range of optional coverages to help protect your clients from evolving cyber and professional liability exposures:
- Technology and Multimedia Coverage – Includes liability assumed under contract
- Breach Response Costs – Coverage available outside the policy limits
- Voluntary Notification Costs – Available to help manage incident response
- Network Asset Protection – Triggers include accidental damage, operational errors, and cyberattacks
- Worldwide Coverage – Claims can be brought from outside the U.S.
- Third-Party Data Exposure – Covers data stored with IT outsourcers and independent contractors
- Electronic Data Protection – Property Damage exclusion does not apply to electronic data
- Confidential Business Data Coverage – Includes commercial and corporate information
- Employee-Related Privacy Claims – Covers acts by rogue employees and employee privacy claims
- Extended Reporting Period – Available for up to 3 years
Underwriting and Minimum Premiums
Minimum premiums vary depending on the size, scope, and risk profile of the insured. We work closely with agents to provide fast turnaround times and competitive terms. We never charge a broker fee, helping you stay competitive while offering robust protection to your clients.
Available Nationwide
Capitol Special Risks' Technology Professional Liability Insurance is available in most U.S. states, including but not limited to CA, TX, FL, NY, IL, GA, and WA. Some coverages are written on an admitted basis in select states.
Why Work With Capitol Special Risks?
As a wholesale broker with deep expertise in the technology sector, Capitol Special Risks brings decades of experience and access to multiple carriers. We speak the language of tech and understand the nuances of contracts, data exposure, and liability that your clients face daily. With no broker fees, responsive service, and tailored coverage options, we help you confidently place complex tech accounts.
Contact us today to discuss your Technology Professional Liability Insurance needs.
Fast turnaround and we never charge a broker fee!
In CA, Capitol Special Risks, Inc. dba: Capitol Special Risks Insurance Service - CA Fire & Casualty Agency - #0C46094
Frequently Asked Questions
What types of accounts are a good fit for this program?
Ideal accounts include IT consultants, software developers, tech staffing firms, web designers, and managed service providers.
Is coverage available for clients with operations outside of the U.S.?
Yes, the program offers worldwide coverage, allowing claims to be brought from outside the United States.
Can I get coverage for third-party data stored with contractors?
Yes, the program includes broad coverage for data stored with third parties, including IT outsourcers and independent contractors.
Are acts by rogue employees covered under this policy?
Yes, coverage extends to acts committed by rogue employees, as well as privacy claims brought by employees.
What is the turnaround time for quotes?
Capitol Special Risks offers fast turnaround times and expert underwriting support to help you place business efficiently.
Need help placing an account? Connect with a market specialist.