Colonial General Insurance Agency, Inc. offers a specialized Employment Agencies Insurance program tailored for agencies that place individuals in temporary clerical or retail roles. This program is designed to address the unique exposures employment agencies face, delivering comprehensive protection through flexible coverage options. Whether you're placing administrative temps in office settings or retail staff in short-term positions, this program can help safeguard your clients' operations and assets.
Ideal Accounts and Appetite
This program is best suited for employment agencies that focus on short-term or temporary placements in clerical or retail assignments. It is not designed for agencies placing workers in industrial, construction, or healthcare roles. If you have clients who staff customer service representatives, data entry clerks, administrative assistants, or retail cashiers, this program may be a strong fit.
Example: You might have a client who runs a small employment agency in Utah specializing in retail holiday staffing. With this program, you can offer them both liability and property protection under one streamlined package.
Coverage Highlights and Advantages
Commercial General Liability Coverage available:
- Primary limits up to $3,000,000 Occurrence/Aggregate
- Additional Interests available for $100 each
- $5,000 Medical Payments Coverage included
- Excess or Umbrella Limits up to $25,000,000
- No deductible required
Property Coverage available:
- Accounts Receivable
- Basic, Broad, or Special Form
- Building and Business Personal Property
- Business Income
- Computer Equipment
- Equipment Breakdown
- Outside Signs
- Replacement Cost or Actual Cash Value options
- Valuable Papers
Crime Coverage available:
- Inside the Premises—Theft of Money and Securities
- Inside the Premises—Robbery or Safe Burglary of Other Property
- Outside the Premises
Underwriting Notes and Minimum Premiums
Coverage is available on a mono-line or package basis, depending on the client’s needs. There is no deductible required on the liability coverage, and flexible property form options allow for customization. Contact Colonial General directly for details on minimum premium thresholds and underwriting criteria.
Territories and Availability
This program is available to licensed agents and brokers in the following states: Arizona, California, Colorado, Idaho, Nevada, New Mexico, Utah, and Wyoming. Some markets within this program are offered on an admitted basis, depending on the state and specific risk characteristics.
Why Work With Colonial General Insurance Agency, Inc.?
Colonial General is a Managing General Agency and Excess & Surplus Lines Broker with deep experience in niche commercial programs. Their Employment Agencies Insurance program brings together robust coverages, competitive limit options, and flexible underwriting tailored to the staffing industry. With access to a variety of carriers and a commitment to responsive service, Colonial General is a valuable partner for placing your employment agency clients.
Frequently Asked Questions
What types of accounts are a good fit for this program?
This program is ideal for employment agencies that place temporary workers in clerical or retail roles. It is not suitable for agencies placing industrial, medical, or construction workers.
Is coverage available on an admitted basis?
Some markets within this program are admitted, depending on the state and the specific risk. Contact Colonial General for details based on your client's location.
Can I write both property and liability under this program?
Yes, coverage is available on a mono-line or package basis, allowing you to offer both property and liability protection tailored to your client’s needs.
What states is this program available in?
This program is available in AZ, CA, CO, ID, NV, NM, UT, and WY.
Are there minimum premium requirements?
Minimum premiums may apply depending on the coverage selected and the risk profile. Contact Colonial General for specific underwriting details.
Need help placing an account? Connect with a market specialist.