Colonial General Insurance Agency, Inc. offers a flexible Sports League Insurance program designed to meet the unique needs of amateur athletic organizations. Whether your client manages a seasonal youth soccer league, a community basketball program, or a nonprofit athletic camp, this program provides tailored protection for non-contact sports organizations operating in AZ, CA, CO, ID, NV, NM, UT, and WY.
Ideal Accounts and Appetite
This program is a strong fit for local and regional amateur sports organizations, camps, clinics, and leagues focused on non-contact sports. Target classes include:
- Youth and adult recreational leagues
- Seasonal sports camps and clinics
- Community-based athletic programs
Eligible sports include, but are not limited to, archery, baseball, basketball, bowling, cheerleading, golf, flag football, soccer, softball, tennis, and volleyball.
Contact sports and high-risk athletic programs may be outside the program’s appetite. Reach out to Colonial General for underwriting clarification on fringe or high-risk activities.
Coverage Highlights and Advantages
Coverage is available on a mono-line or package basis, allowing you to customize protection based on your insured’s operations. Highlights include:
Commercial General Liability
- Primary limits up to $3 million per occurrence/aggregate
- Excess or Umbrella limits up to $25 million
- Included coverages:
- Additional Interests
- Medical Payments Coverage – $5,000 limit
- Limited Participant Liability – $25,000 per occurrence / $50,000 aggregate
- Sexual and Physical Abuse Coverage – $25,000 per claim / $50,000 aggregate
- No deductible
Property Coverage
- Buildings, Contents, and Equipment Breakdown
- Business Income and Food Spoilage
- Accounts Receivable
- Basic, Broad, or Special Form options
- Replacement Cost or Actual Cash Value
Crime Coverage
- Theft of Money and Securities inside the premises
- Robbery or Safe Burglary of Other Property
- Coverage for losses occurring outside the premises
Underwriting Notes
Colonial General works with various carriers to offer access to both admitted and non-admitted markets, depending on the risk and location. While minimum premiums are not listed, underwriting flexibility allows room for a variety of account sizes, especially in community-based and nonprofit markets.
Submissions should include details such as the type of sport, number of participants, location, and duration of events or seasons.
Territories and Availability
This program is currently available in the following states: Arizona, California, Colorado, Idaho, Nevada, New Mexico, Utah, and Wyoming. Agents operating in these Western states can rely on Colonial General’s regional knowledge and market access to place coverage efficiently.
Why Work With Colonial General Insurance Agency, Inc.?
As a Managing General Agency and Excess & Surplus Lines Broker, Colonial General has deep expertise in placing niche programs for specialty markets. With access to a variety of carriers and a flexible underwriting approach, they support agents in tailoring solutions for sports leagues and camps that face unique liability and property exposures. Their in-depth knowledge of regional risks and responsive service model make them a trusted partner for placing amateur sports accounts.
Whether you’re helping a local youth soccer league secure liability coverage or working with a nonprofit that runs seasonal cheerleading clinics, Colonial General can help you find the right protection for your client’s activities.
Frequently Asked Questions
What types of accounts are a good fit for this program?
This program is ideal for amateur sports leagues, camps, clinics, and community-based athletic organizations involved in non-contact sports such as soccer, baseball, cheerleading, and tennis.
Are contact sports eligible for coverage?
Generally, this program focuses on non-contact sports. Contact sports may be outside the standard appetite, but you can contact Colonial General for specific underwriting guidance.
What states is this program available in?
The Sports League Insurance program is available in Arizona, California, Colorado, Idaho, Nevada, New Mexico, Utah, and Wyoming.
Is liability coverage available as standalone or only as part of a package?
Liability coverage is available on a standalone (mono-line) basis or as part of a package with property and crime coverages.
What limits are available for general liability?
Primary general liability limits are available up to $3 million per occurrence and aggregate, with excess or umbrella limits up to $25 million.
Need help placing an account? Connect with a market specialist.