Transportation Services Insurance

Ideal Accounts and Appetite

This program is ideal for businesses involved in the non-emergency transport of passengers. Target classes include:

• Limousine and executive car services
• Airport shuttle operators
• Taxi and cab companies
• Charter and private hire transportation providers

Accounts with a focus on safety, experienced drivers, and well-maintained vehicles are preferred. High-volume fleets and single-vehicle operators may both be eligible depending on underwriting review.

Coverage Highlights and Advantages

Coverage is available on a mono-line or package basis to suit different client needs. Highlights include:

Commercial General Liability

• Primary limits up to $1,000,000 per occurrence / $2,000,000 aggregate
• $5,000 Medical Payments—Included
• Blanket Additional Insured Endorsement
• Excess or Umbrella limits up to $25,000,000
• No deductible required

Crime Coverage

• Inside the Premises—Theft of Money and Securities
• Inside the Premises—Robbery or Safe Burglary of Other Property
• Outside the Premises

Property Coverage

• Basic, Broad, or Special Form
• Building and Contents
• Business Income and Extra Expense
• Computer Equipment
• Equipment Breakdown
• Inland Marine
• Accounts Receivable and Valuable Papers
• Outside Signs
• Replacement Cost or Actual Cash Value options

Underwriting Notes

Colonial General works with a variety of carriers to offer flexible solutions. Underwriting is handled in-house, allowing for responsive service and customized solutions. Some markets are admitted, depending on the state and risk profile.

Minimum premiums vary by risk and coverage type. Contact underwriting for specifics on carrier appetite and submission requirements.

Territories and Availability

This Transportation Services Insurance program is available in the following states:

• Arizona
• California
• Colorado
• Idaho
• Nevada
• New Mexico
• Utah
• Wyoming

Why Work With Colonial General Insurance Agency

As a Managing General Agency and Excess & Surplus Lines Broker, Colonial General brings deep expertise and strong market access to the transportation sector. Agents benefit from knowledgeable underwriting, responsive service, and the ability to place both standard and hard-to-place risks. Whether you're writing a small shuttle service or a growing taxi fleet, Colonial General provides the tools and support you need to serve your clients confidently.

Frequently Asked Questions

Need help placing an account? Connect with a market specialist.