Colonial General Insurance Agency, Inc. offers customized Wind Energy Insurance solutions designed specifically for solar and wind energy contractors and energy-generating facilities. Whether you need mono-line or package coverage, we provide flexible options to help insurance agents and brokers meet the unique needs of clients operating in the renewable energy sector. This program is ideal for businesses involved in the installation, construction, and operation of wind and solar energy systems.
Ideal Accounts and Appetite
This program targets a wide range of renewable energy operations, including:
- Wind energy contractors and subcontractors
- Wind energy farms and generating facilities
- Solar panel installation businesses
- Solar energy production facilities
Accounts that involve commercial-scale renewable energy infrastructure, especially those requiring both liability and property protection, are a strong fit. If you have clients building or maintaining wind turbines, or operating solar energy production sites, this program can provide the coverage they need.
Coverage Highlights and Advantages
Commercial General Liability Coverage:
- Primary limits up to $3 million per occurrence and aggregate
- Excess or Umbrella limits available up to $25 million
- Included Enhancements:
- Blanket Additional Insureds when required by contract, agreement, or permit
- Primary and Noncontributory Wording (CG 20 33)
- Blanket Waiver of Subrogation with prior written agreement
- Per Project Aggregate
- Medical Payments—$5,000 limit
Crime Coverage:
- Theft of Money and Securities (Inside the Premises)
- Robbery or Safe Burglary of Other Property
- Coverage for losses occurring Outside the Premises
Property Coverage:
- Buildings and Business Personal Property
- Business Income and Extra Expense
- Accounts Receivable and Valuable Papers
- Contractors’ Equipment and Inland Marine
- Computer Equipment and Outside Signs
- Coverage available on Basic, Broad, or Special Form
- Replacement Cost or Actual Cash Value options
Underwriting Notes
Colonial General works with various carriers and provides access to both admitted and non-admitted markets, depending on risk characteristics. Submissions should include full details of operations, loss history, and safety protocols. While minimum premiums may vary, competitive pricing is available based on the scope and complexity of the risk.
Territories and Availability
This Wind Energy Insurance program is available in the following states: Arizona, California, Colorado, Idaho, Nevada, New Mexico, Utah, and Wyoming. Agents placing business in these western states can rely on Colonial General’s regional expertise and market access.
Why Work With Colonial General?
As a Managing General Agency (MGA) and Excess & Surplus Lines Broker, Colonial General brings specialized underwriting knowledge and access to a wide range of carrier partners. We understand the challenges and exposures of renewable energy businesses and are committed to helping independent agents find the right solutions for their clients. Our streamlined service and flexible coverage options make us a valuable partner for placing wind and solar energy risks.
If you’re working with renewable energy clients—whether a contractor installing wind turbines or a facility generating solar power—Colonial General can help you secure the protection they need.
Frequently Asked Questions
What types of accounts are a good fit for this program?
This program is ideal for wind and solar energy contractors, as well as energy-generating facilities involved in renewable energy production.
Is this program available on an admitted basis?
Some admitted markets are available, depending on the specific risk and state. Colonial General also offers access to non-admitted options.
What states is this program available in?
The Wind Energy Insurance program is available in AZ, CA, CO, ID, NV, NM, UT, and WY.
Can I place mono-line or package policies?
Yes, coverage is available on a mono-line or package basis to meet the specific needs of your client’s operations.
What limits are available for liability coverage?
Primary general liability limits are available up to $3 million, with excess or umbrella limits up to $25 million.
Need help placing an account? Connect with a market specialist.