Colonial General Insurance Agency, Inc. offers a specialized Hall Insurance program designed for venues and food service providers operating in event-related settings. This includes banquet halls, event venues, catering services, sandwich and food trucks, and ice cream vendors serving weddings, parties, business meetings, and more. Coverage is available on a mono-line or package basis, providing flexibility for a wide range of client needs.
Ideal Accounts and Appetite
This program is a strong fit for insureds involved in event hosting or mobile food service. Typical accounts include:
- Banquet and reception halls used for weddings, conferences, or private events
- Mobile food vendors such as catering trucks and ice cream trucks
- Independent caterers providing food service for events
Whether your client operates a fixed event space or a mobile food service business, this program is built to address the liability and property exposures common in these operations.
Coverage Highlights and Advantages
General Liability (CGL) Coverage:
- Primary limits up to $3,000,000 Occurrence/Aggregate
- $5,000 Medical Payments Coverage included
- Liquor Liability available
- Excess or Umbrella Limits up to $25,000,000
- Additional Interests can be added for $100 each
- No deductible required
Property Coverage Options:
- Building and Contents
- Business Income and Equipment Breakdown
- Computer Equipment and Valuable Papers
- Food Spoilage, Outside Signs, and Inland Marine
- Accounts Receivable
- Basic, Broad, or Special Form
- Replacement Cost or Actual Cash Value (ACV)
Crime Coverage Available:
- Inside the Premises—Theft of Money and Securities
- Inside the Premises—Robbery or Safe Burglary of Other Property
- Outside the Premises coverage
Underwriting Notes and Minimum Premiums
Appetite includes both admitted and non-admitted markets, depending on the state and risk profile. Colonial General works with a variety of carriers and can tailor solutions based on your client’s unique needs. There is no set minimum premium listed, so agents are encouraged to inquire based on account size and operations.
Territories and Availability
This program is available in the following states: Arizona (AZ), California (CA), Colorado (CO), Idaho (ID), Nevada (NV), New Mexico (NM), Utah (UT), and Wyoming (WY).
Why Work With Colonial General Insurance Agency, Inc.?
Colonial General is a trusted Managing General Agency and Excess & Surplus Lines Broker with deep expertise in niche programs for hospitality and food service operations. With access to both admitted and E&S markets, Colonial General can help you secure the right coverage for your clients—whether they operate a busy banquet hall or a fleet of catering trucks. Their underwriting team understands the nuances of these businesses and offers flexible solutions backed by responsive service.
For example, you might have a client who runs a small event venue that occasionally serves alcohol and needs both property coverage and liquor liability. Or perhaps you’re working with a mobile ice cream vendor who attends seasonal fairs and festivals and needs inland marine coverage along with general liability. Colonial General’s Hall Insurance program is built to handle these scenarios and more.
Frequently Asked Questions
What types of accounts are a good fit for this program?
This program is ideal for banquet halls, event venues, catering services, food trucks, and ice cream trucks that serve private and public events.
Is liquor liability coverage available?
Yes, liquor liability can be included as part of the General Liability coverage, depending on the risk profile and state regulations.
What is the maximum limit available under the umbrella policy?
Excess or umbrella limits are available up to $25,000,000.
Do you offer coverage for mobile food vendors operating across multiple states?
Coverage is available in AZ, CA, CO, ID, NV, NM, UT, and WY. Mobile vendors operating within these states can be considered.
Are there any minimum premium requirements?
No specific minimum premium is stated, but submissions are evaluated based on the risk and coverage needs.
Need help placing an account? Connect with a market specialist.