Continental Risk /Continental Marine Insurance Services
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Continental Risk /Continental Marine Insurance Services
Contact Us
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Marina Insurance

  • Marina Insurance Program

    Continental Risk / Continental Marine Insurance Services offers a specialized Marina Insurance program that combines key coverages into a single, comprehensive portfolio. Designed specifically for marinas and marina operators, this program addresses the unique exposures associated with waterfront property and marine operations.

    The program typically includes:

    - Property Coverage
    - General Liability
    - Business Auto
    - Equipment Coverage
    - Piers and Docks
    - Work Boats
    - Umbrella Liability (including Marina Operations and Protection & Indemnity)
    - Marine Workers’ Compensation (available in select states)

    This all-in-one solution streamlines coverage for agents and brokers seeking to protect clients with marina-related operations. Whether your client operates a full-service marina, boatyard, or waterfront repair facility, this program is designed to meet a wide range of risk management needs.

Ideal Accounts and Appetite

This program is ideal for a broad range of marina-related businesses, including:

  • Private and public marinas
  • Boat repair and maintenance yards
  • Fuel docks and marine retail operations
  • Dockominiums and yacht clubs
  • Dry stack storage facilities

You might have a client who operates a marina with seasonal boat storage, fueling services, and light repair operations—this program is built to cover those exposures under one streamlined policy.

Coverage Highlights and Advantages

Continental Risk’s Marina Insurance program provides broad coverage options tailored to marine environments. Key advantages include:

  • Access to multiple carriers with marine-specific underwriting expertise
  • Coverage for piers, docks, and marine equipment
  • Umbrella policies that include Protection & Indemnity (P&I)
  • Optional Marine Workers' Compensation in eligible states
  • Ability to cover both watercraft and land-based exposures

Underwriting Notes and Minimum Premium

The minimum premium for this program starts at $1,500. Submissions should include detailed information about the marina's operations, services, location, and any previous loss history. Clean accounts with a focus on safety and risk management are preferred.

Territories and Availability

This program is available in most states across the U.S., including coastal and inland regions. Coverage is offered on an admitted basis in many areas, depending on carrier availability. States served include AL, AK, AZ, AR, CA, CO, CT, DE, FL, GA, HI, ID, IL, IN, IA, KS, KY, LA, ME, MD, MA, MI, MN, MS, MO, MT, NE, NV, NH, NJ, NM, NY, NC, ND, OH, OK, OR, PA, RI, SC, SD, TN, TX, UT, VT, VA, WA, DC, WV, WI, and WY.

Why Work With Continental Risk / Continental Marine Insurance Services?

As a wholesale broker with deep expertise in marine risks, Continental Risk / Continental Marine Insurance Services provides access to multiple carriers and tailored underwriting for marina-related accounts. Our team understands the complexities of waterfront operations and works closely with agents to craft the right coverage solutions. Whether you're placing a small marina in the Midwest or a large coastal facility with commercial tenants, we have the markets and knowledge to help.

For more information, please contact Jeana at [email protected] or call 866-699-27477.
www.continentalmarineins.com

Frequently Asked Questions

What types of accounts are a good fit for this Marina Insurance program?

Ideal accounts include marinas, boatyards, yacht clubs, fuel docks, and marine repair facilities. Both coastal and inland operations are considered.

Is Marine Workers' Compensation included in all states?

No, Marine Workers' Compensation is available only in select states. Please contact us to confirm availability in your client’s location.

Can this program cover both land and water-based exposures?

Yes, the program is designed to cover property and liability exposures both on land and in marine environments, including piers, docks, and work boats.

What is the minimum premium for this program?

The minimum premium starts at $1,500, but actual pricing will depend on the size, services, and risk profile of the marina operation.

Do I need to submit full underwriting details with my application?

Yes, complete underwriting information—including operational details, services provided, and loss history—will help expedite the quoting process.

Need help placing an account? Connect with a market specialist.

U.S. States Available

  • U.S. States Available:
  • Provider Type:
    Wholesale Broker
  • Admitted:
    Most Available States
  • Carriers:
  • Carrier Ratings:
    A or above
  • Commission:
    varies
  • Min Premium:
    $1,500

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LOCATION

330 S Fairmont Ave., 2
Lodi, CA 95240
866-699-2747

APPLICATIONS

  • MARINE FACILITIES GROUP APPLICATION
    Current Acord application
    5 years of currently values loss runs (if applicable)
    Mooring Agreement
    Attached supplement
    Note to underwriter if they are a certified "Clean Marina"
     

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Continental Risk /Continental Marine Insurance Services has other insurance programs like Above Ground Storage Tank Liability.