CoverX Specialty offers a comprehensive Entertainment Insurance program designed specifically for the unique risks faced by professionals and businesses within the entertainment industry. As a general agency and carrier, CoverX Specialty gives independent agents and brokers access to both primary and excess liability coverages tailored for a wide range of entertainment-related operations.
Ideal Accounts and Appetite
CoverX Specialty is an excellent market for entertainment-related risks, including but not limited to:
- Shell corporations
- Production companies
- Concert and event promoters
- Special events (one-time or recurring)
- Entertainment venues
- Individual entertainers and performers
You might have a client organizing a multi-day music festival, or a production company filming on location with various subcontractors—CoverX Specialty can help you secure appropriate coverage for these complex exposures.
Coverage Highlights and Advantages
Coverages are available on both a supported or unsupported basis, and can be written on either a claims-made or occurrence form. Policies are designed to address the broad liability concerns common in entertainment operations, including:
Primary General Liability
- Premises and Operations Liability
- Personal and Advertising Injury
- Products and Completed Operations
- Hired and Non-Owned Auto Liability
- Assault and Battery
Excess Liability
- Limits up to $10,000,000 per occurrence and in the aggregate
- Includes follow-form coverage for General Liability exposures
- Coverage options for owned, hired, and non-owned autos
- Assault and Battery included
Underwriting Notes and Minimum Premiums
Minimum premiums vary depending on the type of risk, location, and coverage limits requested. The program is non-admitted in all states and is best suited for accounts that require flexible underwriting and tailored solutions. CoverX Specialty works with a variety of carriers to deliver custom solutions for each unique risk.
Territories and Availability
The Entertainment Insurance program is available in most U.S. states, including but not limited to CA, NY, TX, FL, IL, and WA. CoverX Specialty currently offers this program in all states except those not listed: the program is not admitted in any state.
Why Work With CoverX Specialty?
CoverX Specialty brings niche underwriting expertise and market access specifically for entertainment-related risks. Whether you're placing business for a touring artist or a venue hosting high-profile events, CoverX can help you find a competitive and comprehensive solution. Their ability to write both primary and excess layers, along with a flexible approach to supported or unsupported basis, makes them a valuable partner for agents and brokers serving the entertainment sector.
Frequently Asked Questions
What types of accounts are a good fit for this program?
Ideal accounts include production companies, special events, concert promoters, venues, entertainers, and shell corporations tied to entertainment projects.
Is this program written on an admitted or non-admitted basis?
This program is written on a non-admitted basis in all available states.
Can I submit one-time or short-term event risks?
Yes, one-time and special event risks are within appetite and can be considered for coverage.
What liability limits are available?
General Liability limits are $1,000,000 per occurrence / $2,000,000 aggregate. Excess Liability limits are up to $10,000,000 per occurrence and aggregate.
Which states is this program available in?
The program is available in most U.S. states, including CA, NY, TX, FL, and IL. Contact CoverX Specialty for specific state eligibility.
Need help placing an account? Connect with a market specialist.