Mono-Line Workers Compensation Insurance from Empire State Brokerage Svcs LLC
Empire State Brokerage Svcs LLC offers a flexible Mono-Line Workers Compensation Insurance program designed to help independent agents and brokers secure coverage for a wide range of industries. Whether your client is a startup or an established business, we can help you place accounts that require standalone statutory workers compensation coverage throughout the Northeast and select Southeastern states.
Ideal Accounts and Appetite
Our program is built to accommodate a broad mix of class codes, making it ideal for agents seeking coverage solutions for challenging or unique risks. We welcome both new ventures and established businesses across many sectors, including:
- Construction
- Manufacturing
- Transportation
- Professional Employer Organizations (PEOs)
- Light industrial and service-related businesses
You might have a client launching a small construction company in New Jersey or a mid-sized transportation firm in Pennsylvania that needs direct-billed, mono-line workers compensation—this program is designed to meet those needs.
Coverage Highlights and Advantages
- Statutory Workers Compensation coverage where required by law
- Available for a wide range of class codes, including hard-to-place industries
- Low minimum premiums starting at $1,000 (varies by carrier and risk size)
- Direct bill options for ease of client management
- Flexible down payment structures to support cash flow
- New ventures and startups are eligible
- Retail producer commissions available (varies by carrier)
Underwriting Notes and Minimum Premiums
We work with multiple national and regional carriers to find the right fit based on your client’s risk profile and premium size. Minimum premiums start at $1,000, depending on the carrier and account size. We are able to accommodate a broad range of risk sizes, from small businesses to more complex operations.
Territories and Availability
This program is available in the following states: Connecticut, Florida, Georgia, Massachusetts, New Jersey, New York, Pennsylvania, and Rhode Island. We offer access to both admitted and non-admitted markets, depending on the carrier and jurisdiction.
Why Work With Empire State Brokerage Svcs LLC
As an experienced Excess & Surplus Lines broker, Empire State Brokerage Svcs LLC partners with a strong network of carriers, including Guard, Rochdale, Wesco, Technology, Security National, Sparta, Star, Williamsburg National, Zurich, Travelers, Hartford, and various trust programs. Our team helps you navigate complex underwriting requirements, access competitive markets, and close business faster. We’re committed to helping retail agents like you grow your book of business with tailored workers compensation solutions.