Excel Insurance Services, Inc. offers tailored solutions for agents and brokers seeking Professional Liability and Management Liability coverage for a wide range of business classes. As a wholesale broker with access to various markets—both admitted and non-admitted—Excel delivers expert placement and responsive service to help you meet your clients’ evolving risk management needs.
Overview of the Program From Excel Insurance Services, Inc.
Our Professional Liability Insurance program is designed to address the complex exposures faced by today’s professionals and organizations. Whether your insured operates in the legal, medical, real estate, consulting, or technology sectors, we can help you find competitive terms and comprehensive protection. Excel Insurance Services, Inc. specializes in both standard and hard-to-place risks, offering solutions that combine flexibility, expertise, and market access.
Ideal Accounts and Appetite
We are actively seeking submissions for a wide variety of professional and management classes, including but not limited to:
- Professional/Errors and Omissions Risks: Technology & Cyber Liability, Lawyers, Architects & Engineers, Real Estate Agents, Consultants, Allied Medical Providers, Insurance Agents, and Miscellaneous Professionals.
- Management Liability Risks: Directors & Officers (D&O) for both Non-Profit and For-Profit entities, Employment Practices Liability (EPLI), Fiduciary Liability, and Crime Coverage.
Most classes are eligible for PL/GL combo policies, and we can accommodate both start-ups and established firms with clean or complex histories. If you have a client operating in a regulated industry or with a unique business model, we’re equipped to review and respond quickly.
Coverage Highlights and Advantages
- Standalone or combined Management Liability solutions (D&O, EPLI, Fiduciary, and Crime).
- Comprehensive E&O coverage for a broad range of professions.
- Cyber liability options available for tech-based and data-sensitive operations.
- PL/GL combo policies available for many Allied Medical and Miscellaneous Professional classes.
- Solutions for both admitted and non-admitted markets, depending on risk profile.
Sample scenario: You might have a client who operates a small architectural firm in New Jersey and needs both E&O and Cyber coverage. Or perhaps a non-profit board in Pennsylvania looking for cost-effective D&O and EPLI coverage. We can help you place these accounts efficiently and competitively.
Underwriting Notes and Minimum Premiums
Minimum premiums typically start at $1,000+, depending on the class of business, limits, and risk characteristics. Our underwriting process is streamlined, and we work closely with agents to gather only the necessary details to quote effectively. We welcome both new ventures and established operations, and we can often assist with complex or previously declined accounts.
Territories and Availability
This program is currently available in Delaware, New Jersey, New York, and Pennsylvania. We have access to multiple carriers across these states and can offer solutions in both admitted and non-admitted markets depending on your client’s needs.
Why Work With Excel Insurance Services, Inc.?
Excel Insurance Services, Inc. is committed to exceeding your expectations. Our team is known for its responsiveness, market knowledge, and ability to find solutions for even the most unique or challenging risks. When you work with us, you gain a wholesale partner who understands the nuances of Professional and Management Liability and delivers the service you deserve.
Frequently Asked Questions
What types of accounts are a good fit for this program?
We target a wide range of professional and management classes, including tech firms, law practices, architects, consultants, real estate agents, and non-profit or for-profit organizations needing D&O or EPLI coverage.
Is this program available on an admitted or non-admitted basis?
We offer access to both admitted and non-admitted markets, depending on the specific risk and state regulations.
What is the minimum premium for this program?
Minimum premiums typically start at $1,000+, though pricing may vary based on class, limits, and underwriting details.
Can you help with hard-to-place or declined risks?
Yes. We specialize in finding solutions for complex or previously declined risks, including start-ups and accounts with claims history.
Which states is this program available in?
This program is currently available in Delaware, New Jersey, New York, and Pennsylvania.
Need help placing an account? Connect with a market specialist.